...Adam Salifu Purpose The availability of agricultural credit for smallholder farmers in developing countries is widely recognised as crucial for improving their productivity. This paper explores the loan repayment behaviour of smallholder farmers in farmer-based organisations (FBOs) under Ghana's...

... Oliver Musshoff Department for Agricultural Economics and Rural Development, Georg-August-Universitaet Goettingen, Goettingen, Germany Access to credit Agricultural finance Agriculture Credit Loan repayment Loans Microfinance institutions Tanzania...

... are not differently volume rationed than those of non‐agricultural firms. Furthermore, agricultural firms are less often delinquent when paying back their loans than non‐agricultural firms. Research limitations/implications Even if the authors can show that access to credit and loan repayment is different...

... to evolve in the future and whether measures can be developed to more accurately assess factors such as management capacity and commitment to repay. © Emerald Group Publishing Limited 2005 Credit evaluation Credit risk assessment Credit scoring Loan default Loan repayment ...