Table 4.

Factor analysis of FI

ItemsFactor 1
(New production and marketing models)
Factor 2
(New operation methods)
Factor 3
(New financing methods)
Factor 4
(New organizational methods)
Communalities
Offered home delivery service (9)0.5680.079−0.1300.4670.564
Made online purchases (10)0.6750.0050.169−0.0880.493
The service/product was promoted online (11)0.7650.105−0.0580.1220.614
Development of new products or services (12)0.8240.1720.030−0.0190.709
Modified products or services (13)0.7510.338−0.043−0.0360.682
Sold facilities (5)0.0740.9160.052−0.0970.857
Facilities were put up for rent (6)0.1040.9560.033−0.0270.926
Change business activity (7)0.2120.8770.1280.0020.831
Change of location (8)0.2140.8120.0130.1770.736
Loans from banks and savings banks (3)0.0640.0610.8920.1520.826
Loans from family (4)0.094−0.0220.9030.1220.839
Working hours decreased (1)−0.1550.0500.1440.8250.728
Number of workers decreased (2)0.148−0.0590.1770.7990.695
Explained variance32.4415.8515.599.1773.07
Cronbach’s alpha0.7920.9180.8120.6540.761
KMO index    0.739
Bartlett sphericity    0.000
Source: Prepared by the authors

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