Factor analysis of FI
| Items | Factor 1 (New production and marketing models) | Factor 2 (New operation methods) | Factor 3 (New financing methods) | Factor 4 (New organizational methods) | Communalities |
|---|---|---|---|---|---|
| Offered home delivery service (9) | 0.568 | 0.079 | −0.130 | 0.467 | 0.564 |
| Made online purchases (10) | 0.675 | 0.005 | 0.169 | −0.088 | 0.493 |
| The service/product was promoted online (11) | 0.765 | 0.105 | −0.058 | 0.122 | 0.614 |
| Development of new products or services (12) | 0.824 | 0.172 | 0.030 | −0.019 | 0.709 |
| Modified products or services (13) | 0.751 | 0.338 | −0.043 | −0.036 | 0.682 |
| Sold facilities (5) | 0.074 | 0.916 | 0.052 | −0.097 | 0.857 |
| Facilities were put up for rent (6) | 0.104 | 0.956 | 0.033 | −0.027 | 0.926 |
| Change business activity (7) | 0.212 | 0.877 | 0.128 | 0.002 | 0.831 |
| Change of location (8) | 0.214 | 0.812 | 0.013 | 0.177 | 0.736 |
| Loans from banks and savings banks (3) | 0.064 | 0.061 | 0.892 | 0.152 | 0.826 |
| Loans from family (4) | 0.094 | −0.022 | 0.903 | 0.122 | 0.839 |
| Working hours decreased (1) | −0.155 | 0.050 | 0.144 | 0.825 | 0.728 |
| Number of workers decreased (2) | 0.148 | −0.059 | 0.177 | 0.799 | 0.695 |
| Explained variance | 32.44 | 15.85 | 15.59 | 9.17 | 73.07 |
| Cronbach’s alpha | 0.792 | 0.918 | 0.812 | 0.654 | 0.761 |
| KMO index | 0.739 | ||||
| Bartlett sphericity | 0.000 |
| Items | Factor 1 | Factor 2 | Factor 3 | Factor 4 | Communalities |
|---|---|---|---|---|---|
| Made online purchases | 0.005 | 0.169 | −0.088 | 0.493 | |
| The service/product was promoted online | 0.105 | −0.058 | 0.122 | 0.614 | |
| Development of new products or services | 0.172 | 0.030 | −0.019 | 0.709 | |
| Modified products or services | 0.338 | −0.043 | −0.036 | 0.682 | |
| Sold facilities | 0.074 | 0.052 | −0.097 | 0.857 | |
| Facilities were put up for rent | 0.104 | 0.033 | −0.027 | 0.926 | |
| Change business activity | 0.212 | 0.128 | 0.002 | 0.831 | |
| Change of location | 0.214 | 0.013 | 0.177 | 0.736 | |
| Loans from banks and savings banks | 0.064 | 0.061 | 0.152 | 0.826 | |
| Loans from family | 0.094 | −0.022 | 0.122 | 0.839 | |
| Working hours decreased | −0.155 | 0.050 | 0.144 | 0.728 | |
| Number of workers decreased ( | 0.148 | −0.059 | 0.177 | 0.695 | |
| Explained variance | |||||
| Cronbach’s alpha | |||||
| KMO index | |||||
| Bartlett sphericity |
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