Table 3 Results of the HTMT and... | Emerald Publishing

Table 3

Results of the HTMT and Fornell–Larcker criterion

Constructs	1	2	3	4	5	6	7	8	9	10	11	12
Perceived usefulness(1)	0.849	0.498	0.575	0.523	0.520	0.154	0.174	0.119	0.705	0.352	0.744	0.539
Perceived ease of use (2)	0.493	0.857	0.557	0.600	0.556	0.063	0.138	0.147	0.701	0.464	0.609	0.528
Enjoyment(3)	0.551	0.513	0.923	0.527	0.545	0.182	0.204	0.227	0.763	0.616	0.730	0.685
System quality(4)	0.488	0.556	0.484	0.832	0.590	0.105	0.098	0.134	0.649	0.372	0.633	0.420
System diversity(5)	0.502	0.522	0.507	0.558	0.869	0.112	0.170	0.106	0.577	0.375	0.514	0.416
Device annoyance(6)	−0.135	−0.039	−0.163	−0.091	−0.097	0.840	0.470	0.372	0.141	0.353	0.245	0.161
Surveillance anxiety (7)	−0.174	−0.138	−0.217	−0.091	−0.177	0.401	0.853	0.833	0.251	0.309	0.262	0.267
Security/privacy risk (8)	−0.111	−0.136	−0.208	−0.122	−0.101	0.333	0.773	0.925	0.258	0.406	0.291	0.286
Perceived benefits (9)	0.676	0.642	0.692	0.591	0.535	−0.129	−0.263	−0.234	0.954	0.643	0.850	0.751
Perceived costs (10)	−0.345	−0.412	−0.544	−0.328	−0.339	0.304	0.311	0.356	−0.564	0.927	0.650	0.678
Value-in-use (11)	0.680	0.557	0.661	0.568	0.447	−0.215	−0.273	−0.266	0.765	−0.573	0.906	0.793
Continuance intention(12)	0.543	0.504	0.649	0.399	0.403	−0.151	−0.287	−0.271	0.706	−0.620	0.747	0.981

Constructs	1	2	3	4	5	6	7	8	9	10	11	12
Perceived usefulness(1)	0.849	0.498	0.575	0.523	0.520	0.154	0.174	0.119	0.705	0.352	0.744	0.539
Perceived ease of use (2)	0.493	0.857	0.557	0.600	0.556	0.063	0.138	0.147	0.701	0.464	0.609	0.528
Enjoyment(3)	0.551	0.513	0.923	0.527	0.545	0.182	0.204	0.227	0.763	0.616	0.730	0.685
System quality(4)	0.488	0.556	0.484	0.832	0.590	0.105	0.098	0.134	0.649	0.372	0.633	0.420
System diversity(5)	0.502	0.522	0.507	0.558	0.869	0.112	0.170	0.106	0.577	0.375	0.514	0.416
Device annoyance(6)	−0.135	−0.039	−0.163	−0.091	−0.097	0.840	0.470	0.372	0.141	0.353	0.245	0.161
Surveillance anxiety (7)	−0.174	−0.138	−0.217	−0.091	−0.177	0.401	0.853	0.833	0.251	0.309	0.262	0.267
Security/privacy risk (8)	−0.111	−0.136	−0.208	−0.122	−0.101	0.333	0.773	0.925	0.258	0.406	0.291	0.286
Perceived benefits (9)	0.676	0.642	0.692	0.591	0.535	−0.129	−0.263	−0.234	0.954	0.643	0.850	0.751
Perceived costs (10)	−0.345	−0.412	−0.544	−0.328	−0.339	0.304	0.311	0.356	−0.564	0.927	0.650	0.678
Value-in-use (11)	0.680	0.557	0.661	0.568	0.447	−0.215	−0.273	−0.266	0.765	−0.573	0.906	0.793
Continuance intention(12)	0.543	0.504	0.649	0.399	0.403	−0.151	−0.287	−0.271	0.706	−0.620	0.747	0.981

Note(s):

Square root of the AVE is shown in bold and italics on the diagonal. Correlation values are shown below, HTMT values above the diagonal

Source(s): Authors’ own work