Table 3 Summary of statistics by bank...

Table 3

Summary of statistics by bank type

Bank type	Variables	N	Mean	SD	Min	P25	P50	P75	Max
Joint stock commercial	TBQ	96	1.72	1.354	−0.022	0.994	1.486	2.134	7.442
	ROA	96	0.057	0.035	−0.182	0.023	0.046	0.093	0.172
	ROE	96	0.051	0.129	−0.804	0.04	0.046	0.103	0.455
	ESG	96	0.788	0.021	0.535	0.699	0.718	0.816	0.834
	Size	96	22.248	1.318	20.011	21.286	21.974	22.918	26.391
	Lev	96	0.372	0.209	0.033	0.22	0.372	0.596	0.863
	CAR	96	0.03	0.072	−0.199	0.033	0.041	0.149	0.237
	GRW	96	0.17	0.394	−0.585	0.06	0.128	0.27	2.431
	Age	96	2.036	0.937	0.004	1.4	2.282	2.828	3.343
	B_indp	96	0.348	0.048	0.304	0.358	0.329	0.351	0.612
	Bsize	96	2.04	0.224	1.637	1.941	2.202	2.218	2.639
	Top1	96	0.307	0.178	0.084	0.238	0.345	0.421	0.751
	Duality	96	0.216	0.448	0.027	0.066	0.013	1.012	1.059
	Bgender	96	0.186	0.135	−0.018	0.04	0.121	0.226	0.551
	Liq	96	0.048	0.067	−2.457	0.036	0.022	0.019	3.351
Large state-controlled commercial	TBQ	55	1.696	1.34	−0.048	1.084	1.489	2.22	7.46
	ROA	55	0.01	0.088	−0.18	0.073	0.048	0.093	0.19
	ROE	55	0.08	0.18	−0.814	0.023	0.099	0.096	0.422
	ESG	55	0.766	0.006	0.581	0.737	0.709	0.769	0.866
	Size	55	22.165	1.3	19.957	21.277	21.981	22.948	26.358
	Lev	55	0.452	0.201	0.033	0.308	0.44	0.583	0.916
	CAR	55	0.078	0.087	−0.202	0.029	0.094	0.064	0.253
	GRW	55	0.2	0.388	−0.461	0.022	0.045	0.194	2.33
	Age	55	2.077	0.927	0.011	1.367	2.34	2.826	3.369
	B_indp	55	0.427	0.056	0.345	0.286	0.393	0.41	0.556
	Bsize	55	2.171	0.163	1.614	1.923	2.198	2.237	2.662
	Top1	55	0.321	0.148	0.117	0.178	0.315	0.394	0.721
	Duality	55	0.345	0.422	−0.005	0.045	−0.018	1.022	0.994
	Bgender	55	0.177	0.141	−0.004	0.004	0.081	0.179	0.537
	Liq	55	0.009	0.048	−2.482	−0.024	0.021	−0.005	3.408
Rural commercial	TBQ	52	1.664	1.33	−0.002	1.048	1.456	2.157	7.37
	ROA	52	0.055	0.081	−0.216	−0.007	0.018	0.082	0.222
	ROE	52	−0.027	0.128	−0.84	0.045	0.067	0.125	0.429
	ESG	52	0.743	0.04	0.578	0.7	0.708	0.84	0.799
	Size	52	22.239	1.29	19.922	21.321	21.974	22.936	26.374
	Lev	52	0.424	0.193	0.092	0.207	0.461	0.597	0.896
	CAR	52	0.085	0.061	−0.147	−0.012	0.011	0.13	0.264
	GRW	52	0.126	0.401	−0.526	0	0.112	0.269	2.377
	Age	52	1.997	0.926	0.032	1.374	2.298	2.789	3.38
	B_indp	52	0.253	0.098	0.395	0.316	0.395	0.444	0.567
	Bsize	52	2.129	0.193	1.622	1.943	2.214	2.158	2.639
	Top1	52	0.315	0.145	0.086	0.25	0.35	0.435	0.781
	Duality	52	0.256	0.461	0.05	−0.003	−0.001	0.993	1.008
	Bgender	52	0.105	0.118	−0.018	−0.018	0.104	0.218	0.495
	Liq	52	0.059	0.044	−2.434	0.019	0.027	−0.015	3.379
Urban commercial	TBQ	100	1.751	1.366	−0.001	1.039	1.501	2.097	7.394
	ROA	100	0.026	0.07	−0.226	−0.003	0.092	0.06	0.162
	ROE	100	0.078	0.134	−0.81	0.056	0.037	0.153	0.448
	ESG	100	0.753	0.07	0.617	0.673	0.787	0.752	0.849
	Size	100	22.241	1.286	19.962	21.274	22.029	22.876	26.354
	Lev	100	0.437	0.185	0.055	0.243	0.397	0.579	0.932
	CAR	100	0.053	0.082	−0.197	0.007	0.065	0.094	0.315
	GRW	100	0.081	0.404	−0.518	−0.022	0.096	0.267	2.368
	Age	100	2.025	0.921	−0.015	1.37	2.304	2.848	3.422
	B_indp	100	0.354	0.058	0.373	0.314	0.357	0.42	0.583
	Bsize	100	2.128	0.187	1.537	1.986	2.156	2.176	2.649
	Top1	100	0.296	0.159	0.067	0.248	0.272	0.468	0.781
	Duality	100	0.274	0.481	−0.008	0.003	0.036	0.984	1.006
	Bgender	100	0.087	0.13	0.029	0.06	0.183	0.249	0.493
	Liq	100	0.02	0.043	−2.439	0.026	0.008	0.005	3.383

Bank type	Variables	N	Mean	SD	Min	P25	P50	P75	Max
Joint stock commercial	TBQ	96	1.72	1.354	−0.022	0.994	1.486	2.134	7.442
	ROA	96	0.057	0.035	−0.182	0.023	0.046	0.093	0.172
	ROE	96	0.051	0.129	−0.804	0.04	0.046	0.103	0.455
	ESG	96	0.788	0.021	0.535	0.699	0.718	0.816	0.834
	Size	96	22.248	1.318	20.011	21.286	21.974	22.918	26.391
	Lev	96	0.372	0.209	0.033	0.22	0.372	0.596	0.863
	CAR	96	0.03	0.072	−0.199	0.033	0.041	0.149	0.237
	GRW	96	0.17	0.394	−0.585	0.06	0.128	0.27	2.431
	Age	96	2.036	0.937	0.004	1.4	2.282	2.828	3.343
	B_indp	96	0.348	0.048	0.304	0.358	0.329	0.351	0.612
	Bsize	96	2.04	0.224	1.637	1.941	2.202	2.218	2.639
	Top1	96	0.307	0.178	0.084	0.238	0.345	0.421	0.751
	Duality	96	0.216	0.448	0.027	0.066	0.013	1.012	1.059
	Bgender	96	0.186	0.135	−0.018	0.04	0.121	0.226	0.551
	Liq	96	0.048	0.067	−2.457	0.036	0.022	0.019	3.351
Large state-controlled commercial	TBQ	55	1.696	1.34	−0.048	1.084	1.489	2.22	7.46
	ROA	55	0.01	0.088	−0.18	0.073	0.048	0.093	0.19
	ROE	55	0.08	0.18	−0.814	0.023	0.099	0.096	0.422
	ESG	55	0.766	0.006	0.581	0.737	0.709	0.769	0.866
	Size	55	22.165	1.3	19.957	21.277	21.981	22.948	26.358
	Lev	55	0.452	0.201	0.033	0.308	0.44	0.583	0.916
	CAR	55	0.078	0.087	−0.202	0.029	0.094	0.064	0.253
	GRW	55	0.2	0.388	−0.461	0.022	0.045	0.194	2.33
	Age	55	2.077	0.927	0.011	1.367	2.34	2.826	3.369
	B_indp	55	0.427	0.056	0.345	0.286	0.393	0.41	0.556
	Bsize	55	2.171	0.163	1.614	1.923	2.198	2.237	2.662
	Top1	55	0.321	0.148	0.117	0.178	0.315	0.394	0.721
	Duality	55	0.345	0.422	−0.005	0.045	−0.018	1.022	0.994
	Bgender	55	0.177	0.141	−0.004	0.004	0.081	0.179	0.537
	Liq	55	0.009	0.048	−2.482	−0.024	0.021	−0.005	3.408
Rural commercial	TBQ	52	1.664	1.33	−0.002	1.048	1.456	2.157	7.37
	ROA	52	0.055	0.081	−0.216	−0.007	0.018	0.082	0.222
	ROE	52	−0.027	0.128	−0.84	0.045	0.067	0.125	0.429
	ESG	52	0.743	0.04	0.578	0.7	0.708	0.84	0.799
	Size	52	22.239	1.29	19.922	21.321	21.974	22.936	26.374
	Lev	52	0.424	0.193	0.092	0.207	0.461	0.597	0.896
	CAR	52	0.085	0.061	−0.147	−0.012	0.011	0.13	0.264
	GRW	52	0.126	0.401	−0.526	0	0.112	0.269	2.377
	Age	52	1.997	0.926	0.032	1.374	2.298	2.789	3.38
	B_indp	52	0.253	0.098	0.395	0.316	0.395	0.444	0.567
	Bsize	52	2.129	0.193	1.622	1.943	2.214	2.158	2.639
	Top1	52	0.315	0.145	0.086	0.25	0.35	0.435	0.781
	Duality	52	0.256	0.461	0.05	−0.003	−0.001	0.993	1.008
	Bgender	52	0.105	0.118	−0.018	−0.018	0.104	0.218	0.495
	Liq	52	0.059	0.044	−2.434	0.019	0.027	−0.015	3.379
Urban commercial	TBQ	100	1.751	1.366	−0.001	1.039	1.501	2.097	7.394
	ROA	100	0.026	0.07	−0.226	−0.003	0.092	0.06	0.162
	ROE	100	0.078	0.134	−0.81	0.056	0.037	0.153	0.448
	ESG	100	0.753	0.07	0.617	0.673	0.787	0.752	0.849
	Size	100	22.241	1.286	19.962	21.274	22.029	22.876	26.354
	Lev	100	0.437	0.185	0.055	0.243	0.397	0.579	0.932
	CAR	100	0.053	0.082	−0.197	0.007	0.065	0.094	0.315
	GRW	100	0.081	0.404	−0.518	−0.022	0.096	0.267	2.368
	Age	100	2.025	0.921	−0.015	1.37	2.304	2.848	3.422
	B_indp	100	0.354	0.058	0.373	0.314	0.357	0.42	0.583
	Bsize	100	2.128	0.187	1.537	1.986	2.156	2.176	2.649
	Top1	100	0.296	0.159	0.067	0.248	0.272	0.468	0.781
	Duality	100	0.274	0.481	−0.008	0.003	0.036	0.984	1.006
	Bgender	100	0.087	0.13	0.029	0.06	0.183	0.249	0.493
	Liq	100	0.02	0.043	−2.439	0.026	0.008	0.005	3.383

Note(s): This table presents the descriptive statistics for the main study variables, categorized by bank nature. The sample consists of 303 firm-year observations spanning the period from 2012 to 2022. The table includes the number of observations (N), standard deviation (SD), minimum (Min), and maximum (Max) values, as well as the 25th (P25), 50th (P50), and 75th (P75) percentiles. Definitions of all variables are provided in Table 1

Source(s): Authors’ own work

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