Table 3

Inner VIF (Common Method Bias Test)

Constructs(1)(2)(3)(4)
(1) Client-Business Performance 1.8411.8081.739
(2) Loan Repayment Problem1.791 1.8151.750
(3) Malpractices in Credit Assessment1.5161.668 1.642
(4) Procedural Deficiencies1.4231.4571.341 
Source(s): Table by authors

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