Table 1

Variable measurement

VariablesMeasurementExpected sign
Response variable
Financial performance
Return on assets (ROAs)Profit before tax divided by total assets 
Return on equity (ROE)Net profit divided total shareholders’ equity 
Net interest margin (NIM)Net interest income divided by total assets 
Predictor variable-ICE
Modified value-added intellectual coefficient (MVAIC)ICE=HCE + SCE + CEE + RCE+
Human capital efficiency (HCE)HCE=VA/PC+
Structural capital efficiency (SCE)SCE=(VA-PC)/VA+
Capital employed efficiency (CEE)CEE=VA/CE (Book value of equity)+
Relational capital efficiency (RCE)RCE = Advertising-Marketing/VA+
Control variables
Financial leverage (Leverage)Total liabilities divided by total assets−/+
Firm size (BusSize)Natural log of total assets−/+
Board size (SoD)Number of directors on the board−/+
Board gender diversity (RoWoB)Ratio of women to men on board−/+
Operational self-sufficiency (OSS)Total operating income divided by total operating expenses+
Liquidity (LIQU)Cash and cash equivalents to total assets−/+
GDP growth (GDPgrwth)Measured as the annual percentage growth in gross domestic product−/+

Source(s): Author’s own work

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