Table 2

Measurement model results

Scale itemsStandardized loadingsCronbach´s alphaComposite reliabilityrho_AAVE
Behavioral intention (BI) 0.9030.9390.9080.838
BI10.918    
BI20.894    
BI30.933    
Effort expectancy (EE) 0.8060.8860.8240.724
EE10.913    
EE20.884    
EE40.746    
Facilitating conditions (FC) 0.7160.8220.8770.611
FC10.640    
FC20.795    
FC30.890    
Hedonic motivation (HM) 0.8830.9280.8860.811
HM10.926    
HM20.901    
HM30.874    
Innovativeness (INT) 0.9120.9440.9350.849
INT10.924    
INT20.920    
INT30.920    
Information quality (IQ) 0.9240.9460.9380.815
IQ10.905    
IQ20.949    
IQ30.863    
IQ40.892    
Performance expectancy (PE) 0.9020.9390.9040.837
PE10.916    
PE20.929    
PE30.899    
Perceived privacy (PP) 0.9530.9630.9940.839
PP10.833    
PP20.938    
PP30.949    
PP40.918    
PP50.938    
Perceived security (PS) 0.8560.9330.8760.874
PS10.923    
PS20.947    
Social influence (SI) 0.8590.9130.8960.777
SI10.869    
SI20.835    
SI30.938    
Trust (PT) 0.7770.9000.7800.817
PT10.911    
PT20.897    
Source(s): Authors’ own elaboration

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