Table 4 Descriptive statistics for...

Table 4

Descriptive statistics for pooled sample for years 2006, 2010, 2012 and 2016

Variable	Full sample	No trust in banks	Trust in banks
% of population	100%	32%	68%
Time (year)
2006	3,240	1,300	1,940
2010	2,102	399	1,703
2012	2,856	1,520	1,336
2016	3,564	494	3,070
Age
16–29 years	4,049	1,317	2,732
30–39 years	2,794	826	1,968
40–49 years	2,107	648	1,459
50 years and above	2,812	922	1,890
Education
Primary school	1,813	848	965
High school/matriculation	8,349	2,545	5,804
Tertiary education	1,600	320	1,280
Ethnicity
Black	7,593	2,444	5,149
Coloured	2,047	694	1,353
Asian	648	171	477
White	1,474	404	1,070
Gender
Male	4,914	1,545	3,369
Female	6,848	2,168	4,680
Location
Urban	8,774	2,588	6,186
Rural	2,988	1,125	1,863
Income
No income	1,879	777	1,102
R1 - R1,999	5,372	1,933	3,439
R2,000 - R5,999	2,455	586	1,869
R6,000 and above	2,056	417	1,639
Living standards measure (LSM)
LSM 1–2	746	358	388
LSM 3–4	2,056	840	1,216
LSM 5–6	5,053	1,544	3,509
LSM 7–8	2,184	552	1,632
LSM 9–10	1,723	419	1,304
Marital status
Unmarried	7,200	2,331	4,869
Married/living with a partner	4,562	1,382	3,180
Mobile banking
No mobile bank account	10,612	3,495	7,117
Has a mobile bank account	1,150	218	932

Variable	Full sample	No trust in banks	Trust in banks
% of population	100%	32%	68%
Time (year)
2006	3,240	1,300	1,940
2010	2,102	399	1,703
2012	2,856	1,520	1,336
2016	3,564	494	3,070
Age
16–29 years	4,049	1,317	2,732
30–39 years	2,794	826	1,968
40–49 years	2,107	648	1,459
50 years and above	2,812	922	1,890
Education
Primary school	1,813	848	965
High school/matriculation	8,349	2,545	5,804
Tertiary education	1,600	320	1,280
Ethnicity
Black	7,593	2,444	5,149
Coloured	2,047	694	1,353
Asian	648	171	477
White	1,474	404	1,070
Gender
Male	4,914	1,545	3,369
Female	6,848	2,168	4,680
Location
Urban	8,774	2,588	6,186
Rural	2,988	1,125	1,863
Income
No income	1,879	777	1,102
R1 - R1,999	5,372	1,933	3,439
R2,000 - R5,999	2,455	586	1,869
R6,000 and above	2,056	417	1,639
Living standards measure (LSM)
LSM 1–2	746	358	388
LSM 3–4	2,056	840	1,216
LSM 5–6	5,053	1,544	3,509
LSM 7–8	2,184	552	1,632
LSM 9–10	1,723	419	1,304
Marital status
Unmarried	7,200	2,331	4,869
Married/living with a partner	4,562	1,382	3,180
Mobile banking
No mobile bank account	10,612	3,495	7,117
Has a mobile bank account	1,150	218	932

Source(s): Authors’ own work compiled from FinScope Household Surveys (2006, 2010, 2012 and 2016)