Top 20 countries with inactive accounts and their demographic characteristics based on 2021 Global Findex data
| Panel A | Panel B | Panel C | Panel D | Panel E | Panel F | Panel G | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| # | Countries with inactive account, uneducated | Countries with inactive account, educated | Countries with inactive account, poorest 40% | Countries with inactive account, richest 60% | Countries with inactive account, rural | Countries with inactive account, urban | Countries with inactive account, out of labour | |||||||
| 1 | India | 31% | India | 20% | India | 35% | India | 22% | India | 31% | India | 23% | India | 29% |
| 2 | Sri Lanka | 22% | Sri Lanka | 15% | Sri Lanka | 19% | Sri Lanka | 15% | Nepal | 14% | Nepal | 13% | Sri Lanka | 26% |
| 3 | Ecuador | 17% | Ethiopia | 15% | Nepal | 16% | Ethiopia | 15% | Jamaica | 12% | Jamaica | 11% | Jamaica | 16% |
| 4 | Nepal | 16% | Jamaica | 12% | Jamaica | 15% | Nepal | 13% | Indonesia | 11% | Lao PDR | 10% | Lao PDR | 16% |
| 5 | United Arab Emirates | 15% | Cambodia | 11% | Ecuador | 14% | Jamaica | 10% | Lao PDR | 7% | Indonesia | 8% | Nepal | 14% |
| 6 | Jamaica | 15% | Comoros | 8% | Ethiopia | 10% | Indonesia | 9% | Mozambique | 7% | Dominican Republic | 7% | Ecuador | 12% |
| 7 | Ethiopia | 12% | Dominican Republic | 8% | Comoros | 10% | Comoros | 9% | West Bank and Gaza | 7% | West Bank and Gaza | 7% | Ethiopia | 12% |
| 8 | Indonesia | 11% | Nepal | 7% | North Macedonia | 9% | Ecuador | 8% | Mali | 6% | Mozambique | 5% | Malaysia | 9% |
| 9 | Comoros | 10% | Indonesia | 7% | Bulgaria | 9% | West Bank and Gaza | 8% | Kosovo | 6% | Panama | 5% | Bolivia | 9% |
| 10 | Malta | 10% | Myanmar | 7% | Morocco | 9% | Lao PDR | 8% | Nigeria | 5% | Bangladesh | 5% | Comoros | 8% |
| 11 | Bolivia | 10% | West Bank and Gaza | 7% | Bolivia | 9% | Morocco | 7% | Malaysia | 5% | Albania | 5% | Mauritius | 8% |
| 12 | Costa Rica | 9% | Lao PDR | 7% | Indonesia | 8% | Philippines | 6% | Liberia | 5% | Tajikistan | 5% | North Macedonia | 8% |
| 13 | Poland | 9% | Ecuador | 6% | Lao PDR | 8% | Jordan | 6% | Albania | 5% | Kosovo | 4% | Argentina | 8% |
| 14 | Hong Kong SAR, China | 9% | Morocco | 6% | Bosnia and Herzegovina | 8% | Lebanon | 6% | Peru | 5% | Peru | 4% | Costa Rica | 7% |
| 15 | Morocco | 9% | Jordan | 6% | Dominican Republic | 8% | Myanmar | 6% | Tunisia | 5% | El Salvador | 4% | Panama | 7% |
| 16 | North Macedonia | 9% | Philippines | 6% | Botswana | 8% | Dominican Republic | 6% | Tajikistan | 5% | Armenia | 4% | Myanmar | 7% |
| 17 | Lao PDR | 8% | Chad | 5% | Mozambique | 8% | Mozambique | 5% | Cambodia | 4% | Malawi | 4% | United Arab Emirates | 7% |
| 18 | Bulgaria | 8% | Nigeria | 5% | Kosovo | 7% | Panama | 5% | Dominican Republic | 4% | Benin | 4% | Bangladesh | 6% |
| 19 | Botswana | 8% | Bangladesh | 5% | Costa Rica | 7% | Albania | 5% | El Salvador | 4% | Iraq | 4% | Mozambique | 6% |
| 20 | Mauritius | 7% | The Gambia | 5% | Mauritius | 7% | El Salvador | 5% | Kyrgyz Republic | 4% | Nigeria | 4% | Morocco | 6% |
| Panel A | Panel B | Panel C | Panel D | Panel E | Panel F | Panel G | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| # | Countries with inactive account, uneducated | Countries with inactive account, educated | Countries with inactive account, poorest 40% | Countries with inactive account, richest 60% | Countries with inactive account, rural | Countries with inactive account, urban | Countries with inactive account, out of labour | |||||||
| 1 | India | 31% | India | 20% | India | 35% | India | 22% | India | 31% | India | 23% | India | 29% |
| 2 | Sri Lanka | 22% | Sri Lanka | 15% | Sri Lanka | 19% | Sri Lanka | 15% | Nepal | 14% | Nepal | 13% | Sri Lanka | 26% |
| 3 | Ecuador | 17% | Ethiopia | 15% | Nepal | 16% | Ethiopia | 15% | Jamaica | 12% | Jamaica | 11% | Jamaica | 16% |
| 4 | Nepal | 16% | Jamaica | 12% | Jamaica | 15% | Nepal | 13% | Indonesia | 11% | Lao PDR | 10% | Lao PDR | 16% |
| 5 | United Arab Emirates | 15% | Cambodia | 11% | Ecuador | 14% | Jamaica | 10% | Lao PDR | 7% | Indonesia | 8% | Nepal | 14% |
| 6 | Jamaica | 15% | Comoros | 8% | Ethiopia | 10% | Indonesia | 9% | Mozambique | 7% | Dominican Republic | 7% | Ecuador | 12% |
| 7 | Ethiopia | 12% | Dominican Republic | 8% | Comoros | 10% | Comoros | 9% | West Bank and Gaza | 7% | West Bank and Gaza | 7% | Ethiopia | 12% |
| 8 | Indonesia | 11% | Nepal | 7% | North Macedonia | 9% | Ecuador | 8% | Mali | 6% | Mozambique | 5% | Malaysia | 9% |
| 9 | Comoros | 10% | Indonesia | 7% | Bulgaria | 9% | West Bank and Gaza | 8% | Kosovo | 6% | Panama | 5% | Bolivia | 9% |
| 10 | Malta | 10% | Myanmar | 7% | Morocco | 9% | Lao PDR | 8% | Nigeria | 5% | Bangladesh | 5% | Comoros | 8% |
| 11 | Bolivia | 10% | West Bank and Gaza | 7% | Bolivia | 9% | Morocco | 7% | Malaysia | 5% | Albania | 5% | Mauritius | 8% |
| 12 | Costa Rica | 9% | Lao PDR | 7% | Indonesia | 8% | Philippines | 6% | Liberia | 5% | Tajikistan | 5% | North Macedonia | 8% |
| 13 | Poland | 9% | Ecuador | 6% | Lao PDR | 8% | Jordan | 6% | Albania | 5% | Kosovo | 4% | Argentina | 8% |
| 14 | Hong Kong SAR, China | 9% | Morocco | 6% | Bosnia and Herzegovina | 8% | Lebanon | 6% | Peru | 5% | Peru | 4% | Costa Rica | 7% |
| 15 | Morocco | 9% | Jordan | 6% | Dominican Republic | 8% | Myanmar | 6% | Tunisia | 5% | El Salvador | 4% | Panama | 7% |
| 16 | North Macedonia | 9% | Philippines | 6% | Botswana | 8% | Dominican Republic | 6% | Tajikistan | 5% | Armenia | 4% | Myanmar | 7% |
| 17 | Lao PDR | 8% | Chad | 5% | Mozambique | 8% | Mozambique | 5% | Cambodia | 4% | Malawi | 4% | United Arab Emirates | 7% |
| 18 | Bulgaria | 8% | Nigeria | 5% | Kosovo | 7% | Panama | 5% | Dominican Republic | 4% | Benin | 4% | Bangladesh | 6% |
| 19 | Botswana | 8% | Bangladesh | 5% | Costa Rica | 7% | Albania | 5% | El Salvador | 4% | Iraq | 4% | Mozambique | 6% |
| 20 | Mauritius | 7% | The Gambia | 5% | Mauritius | 7% | El Salvador | 5% | Kyrgyz Republic | 4% | Nigeria | 4% | Morocco | 6% |
Source(s): World Bank (2021) Global findex database