Table 1. Summary of the measurement...

Table 1.

Summary of the measurement model

Constructs	Items ^[1]	Loadings	CR	AVE
AW	AW	1.000	1.000	1.000
CN	CN1	0.802	0.763	0.520
	CN2	0.703
	CN3	0.650
CV	CV3	1.000	1.000	1.000
EB	EB1	0.909	0.743	0.600
	EB2	0.611
EBB	EBB2	0.675	0.801	0.503
	EBB3	0.644
	EBB5	0.710
	EBB6	0.798
EO	EO2	0.739	0.757	0.510
	EO3	0.691
	EO4	0.711
INF	INF2	0.941	0.796	0.667
	INF3	0.670
INT	INT1	0.762	0.761	0.614
	INT2	0.805
JG	JG1	0.710	0.746	0.596
	JG2	0.829
MI	MI2	0.628	0.779	0.546
	MI3	0.889
	MI4	0.674
NR	NR1	0.811	0.802	0.588
	NR2	0.920
	NR3	0.510
PCE	PCE1	0.579	0.766	0.635
	PCE3	0.966
RP	RP1	0.762	0.808	0.679
	RP2	0.881
RV	RV1	0.785	0.820	0.695
	RV2	0.879
SC	SC1	0.630	0.785	0.552
	SC2	0.818
	SC3	0.768
SK	SK1	0.692	0.757	0.510
	SK2	0.722
	SK3	0.727
SQ	SQ2	1.000	1.000	1.000
TR	TR1	0.893	0.796	0.664
	TR2	0.728

Constructs	Items [1]	Loadings	CR	AVE
AW	AW	1.000	1.000	1.000
CN	CN1	0.802	0.763	0.520
	CN2	0.703
	CN3	0.650
CV	CV3	1.000	1.000	1.000
EB	EB1	0.909	0.743	0.600
	EB2	0.611
EBB	EBB2	0.675	0.801	0.503
	EBB3	0.644
	EBB5	0.710
	EBB6	0.798
EO	EO2	0.739	0.757	0.510
	EO3	0.691
	EO4	0.711
INF	INF2	0.941	0.796	0.667
	INF3	0.670
INT	INT1	0.762	0.761	0.614
	INT2	0.805
JG	JG1	0.710	0.746	0.596
	JG2	0.829
MI	MI2	0.628	0.779	0.546
	MI3	0.889
	MI4	0.674
NR	NR1	0.811	0.802	0.588
	NR2	0.920
	NR3	0.510
PCE	PCE1	0.579	0.766	0.635
	PCE3	0.966
RP	RP1	0.762	0.808	0.679
	RP2	0.881
RV	RV1	0.785	0.820	0.695
	RV2	0.879
SC	SC1	0.630	0.785	0.552
	SC2	0.818
	SC3	0.768
SK	SK1	0.692	0.757	0.510
	SK2	0.722
	SK3	0.727
SQ	SQ2	1.000	1.000	1.000
TR	TR1	0.893	0.796	0.664
	TR2	0.728

Notes:

The items are part of the survey instrument which has been approved as an intellectual property (IP) right (protected under the Copyright Act 1987) and in the process of registration with MyIPO.

PCE = perceive consumer effectiveness; AW = awareness; CN = concern; SK = skepticism; MI = oral intensity; INF = information; JG = judgment; RP = reputation; SQ = service quality; EB = economic benefit; CV = convenience; TR = technology-related factor; RV = religious value; SC = social context; NR = neutralization; EO = ethical obligation; INT = intent; EBB = ethical banking behavior

Source: Data analysis

[ViewLarge]