Summary of the structural model
| Hypothesis | β | t value | p-value | R2 | Q2 | Result |
|---|---|---|---|---|---|---|
| Ethical banking awareness | ||||||
| H4A: PCE → AW | −0.032 | 0.611 | 0.541 | 0.110 | 0.089 | Not supported |
| H4C: CN → AW | 0.225 | 4.702 | 0.000*** | Supported | ||
| H4E: SK → AW | 0.151 | 2.825 | 0.005** | Not supported | ||
| H6A: MI → AW | −0.089 | 1.882 | 0.060 | Not supported | ||
| H7A: INF → AW | 0.102 | 2.142 | 0.032* | Supported | ||
| Ethical banking judgment | ||||||
| H1: AW → JG | 0.242 | 4.706 | 0.000*** | 0.067 | 0.027 | Supported |
| H4B: PCE → JG | −0.012 | 0.160 | 0.873 | Not supported | ||
| H4D: CN → JG | 0.176 | 3.415 | 0.001*** | Supported | ||
| H4F: SK→ JG | 0.044 | 0.716 | 0.474 | Not supported | ||
| H6B: MI → JG | 0.064 | 1.007 | 0.314 | Not supported | ||
| H7B: INF → JG | −0.044 | 0.851 | 0.395 | Not supported | ||
| Ethical banking intent | ||||||
| H2: JG → INT | 0.130 | 2.496 | 0.013* | 0.341 | 0.177 | Supported |
| H5A: RP → INT | 0.079 | 1.697 | 0.090 | Not supported | ||
| H5B: SQ → INT | 0.144 | 3.167 | 0.002** | Supported | ||
| H5C: EB → INT | 0.027 | 0.587 | 0.557 | Not supported | ||
| H5D: CV → INT | 0.128 | 2.575 | 0.010** | Supported | ||
| H5E: TR → INT | 0.012 | 0.258 | 0.796 | Not supported | ||
| H5F: RV → INT | 0.120 | 2.568 | 0.010* | Supported | ||
| H6C: MI → INT | 0.071 | 1.632 | 0.103 | Not supported | ||
| H7C: INF → INT | −0.065 | 1.553 | 0.120 | Not supported | ||
| H8: SC → INT | 0.193 | 4.193 | 0.000*** | Supported | ||
| H9: NR → INT | −0.134 | 1.838 | 0.066 | Not supported | ||
| H10: EO → INT | 0.120 | 2.406 | 0.016* | Supported | ||
| Ethical banking behavior | ||||||
| H3: INT → EBB | 0.258 | 6.195 | 0.000*** | 0.119 | 0.051 | Supported |
| Hypothesis | Result | |||||
|---|---|---|---|---|---|---|
| −0.032 | 0.611 | 0.541 | 0.110 | 0.089 | Not supported | |
| 0.225 | 4.702 | 0.000*** | Supported | |||
| 0.151 | 2.825 | 0.005** | Not supported | |||
| −0.089 | 1.882 | 0.060 | Not supported | |||
| 0.102 | 2.142 | 0.032* | Supported | |||
| 0.242 | 4.706 | 0.000*** | 0.067 | 0.027 | Supported | |
| −0.012 | 0.160 | 0.873 | Not supported | |||
| 0.176 | 3.415 | 0.001*** | Supported | |||
| 0.044 | 0.716 | 0.474 | Not supported | |||
| 0.064 | 1.007 | 0.314 | Not supported | |||
| −0.044 | 0.851 | 0.395 | Not supported | |||
| 0.130 | 2.496 | 0.013* | 0.341 | 0.177 | Supported | |
| 0.079 | 1.697 | 0.090 | Not supported | |||
| 0.144 | 3.167 | 0.002** | Supported | |||
| 0.027 | 0.587 | 0.557 | Not supported | |||
| 0.128 | 2.575 | 0.010** | Supported | |||
| 0.012 | 0.258 | 0.796 | Not supported | |||
| 0.120 | 2.568 | 0.010* | Supported | |||
| 0.071 | 1.632 | 0.103 | Not supported | |||
| −0.065 | 1.553 | 0.120 | Not supported | |||
| 0.193 | 4.193 | 0.000*** | Supported | |||
| −0.134 | 1.838 | 0.066 | Not supported | |||
| 0.120 | 2.406 | 0.016* | Supported | |||
| 0.258 | 6.195 | 0.000*** | 0.119 | 0.051 | Supported | |
***p < 0.001; **p < 0.01; *p < 0.05