Table 2 Descriptive statistics Variable...

Table 2

Descriptive statistics

Variable	Obs	Mean	Std. Dev	Min	Max
ROA	304	0.018	0.039	−0.009	0.525
DIG	304	78.812	7.944	57.000	87.000
COV	304	0.187	0.391	0.000	1.000
CAP	304	0.120	0.089	0.005	0.834
SIZ	304	23.974	2.352	19.375	28.686
AGE	304	78.868	68.408	4.000	195.000
GDP	304	2.856	4.325	−5.800	11.200
MSP	304	7.325	4.218	1.800	16.300
BSD	304	2.202	0.255	1.757	2.852

Variable	Obs	Mean	Std. Dev	Min	Max
ROA	304	0.018	0.039	−0.009	0.525
DIG	304	78.812	7.944	57.000	87.000
COV	304	0.187	0.391	0.000	1.000
CAP	304	0.120	0.089	0.005	0.834
SIZ	304	23.974	2.352	19.375	28.686
AGE	304	78.868	68.408	4.000	195.000
GDP	304	2.856	4.325	−5.800	11.200
MSP	304	7.325	4.218	1.800	16.300
BSD	304	2.202	0.255	1.757	2.852

Note(s): ROA: Return on Assets (ROA), DIG: Digital Banking, COV: COVID Criss Dummy, CAP: Capital Adequacy, SIZ: Bank Size, AGE: Bank Age, GDP: Real GDP, MSP: Money Supply, BSD: Banking Sector Development

Source(s): Author’s computation using Stata 16.1 2021

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