Regression models
| Model | Specification |
|---|---|
| Model 1 | Yi = β1 + β2 Age + β3 Education + β4 Gender + β5 Internet + β6 Construction worker + β7 Ln Investment + β8 NPL + β9 NPF + β10 Population density + β11 Ln GDP + β12 Factor religiosity + Ui |
| Model 2 | Yi = β1 + β2 Age + β3 Education + β4 Gender + β5 Internet + β6 Construction worker + β7 Ln Investment + β8 NPL + β9 NPF + β10 Population density + β11 Ln GDP + β12 Ln Islamic schools + Ui |
| Model 3 | Yi = β1 + β2 Age + β3 Education + β4 Gender + β5 Internet + β6 Construction worker + β7 Ln Investment + β8 NPL + β9 NPF + β10 Population density + β11 Ln GDP + β12 Ln Islamic seminary + Ui |
| Model 4 | Yi = β1 + β2 Age + β3 Education + β4 Gender + β5 Internet + β6 Construction worker + β7 Ln Investment + β8 NPL + β9 NPF + β10 Population density + β11 Ln GDP + β12 Ln Hajj + Ui |
| Model 5 | Yi = β1 + β2 Age + β3 Education + β4 Gender + β5 Internet + β6 Construction worker + β7 Ln Investment + β8 NPL + β9 NPF + β10 Population density + β11 Ln GDP + β12 Ln Mosque + Ui |
| Model 6 | Yi = β1 + β2 Age + β3 Education + β4 Gender + β5 Internet + β6 Construction worker + β7 Ln Investment + β8 NPL + β9 NPF + β10 Population density + β11 Ln GDP + β12 Ln Halal + Ui |
| Model | Specification |
|---|---|
| Model 1 | |
| Model 2 | |
| Model 3 | |
| Model 4 | |
| Model 5 | |
| Model 6 |
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