Table 1

Previous empirical studies on the cryptocurrency

Authors/yearCountryResearch backgroundFindingsFrameworkResearch methodology
Albayati et al. (2020) MultipleCustomer-centric approach to accepting financial transactions via Blockchain technologyTrust, regulatory support, social influence, design and experienceTAM (Technology Acceptance Model)Quantitative
Ali et al. (2020) MultipleAdoption of blockchain technology by consumers in the financial sectorFinancial, regulations, operational and adoption challengesSystematic literature reviewSystematic Review
Kumar and Rani (2024) IndiaCryptocurrency as an investment and mode of transactionTrialability, compatibility, complexity, observability and perceived valueDOI (Diffusion of Innovation), consumer behavioral theoryQuantitative
Al Reshaid et al. (2024) TurkeyConsumers’ intention to adopt cryptocurrency for online shopping behaviorAttitudes, subjective norms, consumer trust and financial literacyTPB (Theory of Planned Behavior)Quantitative
Chen et al. (2022) MalaysiaSatisfaction of customers with cryptocurrency adoption in digital transactionsSocial influence, transparency, price value, traceability and attitude (AT)TAM, Expectancy-Disconfirmation Theory, Adoption TheoriesQuantitative
El Chaarani et al. (2024) FranceFactors driving the adoption of cryptocurrencies for financial transactions among industry consumersEase of use, perceived usefulness, social influence and financial literacyTAM, DOI, TRA (Theory of Reasoned Action), UTAUT (Unified Theory of Acceptance and Use of Technology)Quantitative
Arias-Oliva et al. (2019) SpainSuccessful development of a cryptocurrency from a consumer behavior perspectivePerceived risk, willingness and performance expectancyTAMQuantitative
Jegerson et al. (2024) UAEInvestigates internal factors influencing consumer adoption of cryptocurrencies for remittance transactionsBehavioral intention, perceived risk and consumer innovationUTAUT2Quantitative
Koroma et al. (2022) AfricaExamines the influence of trust on citizens' decision-making behavior toward blockchain cryptocurrencyTrust, consumer behavior and ethical issuesTrust Transfer TheoryQuantitative
Sohaib et al. (2020) AustraliaAims to answer questions regarding individual consumers' interest in cryptocurrencyOptimism, innovativeness, discomfort, insecurity, perceived ease of use and perceived usefulnessTechnology Readiness, TAMQuantitative
Huang (2019) ChinaImpact factors on individuals' intention to hold Bitcoin, a cryptocurrency created by Blockchain technologyUnderstanding of the values and risks and less government interventionSystematic literature reviewQuantitative
Jegerson et al. (2023) UAEExploring the adoption and usage of cryptocurrencies among customers in the UAEPerformance expectations, price value, hedonic motivation, and consumer innovativenessTAM, UTAUT2Quantitative
Al-Amri et al. (2019) MalaysiaA systematic literature review to collect previous research related to cryptocurrency adoptionMultiple factors including human and security and subjective normsSystematic literature reviewMixed methods

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