Table 2 Participants information No...

Table 2

Participants information

No	Industry	No. of Emp	Firm-year	Resp	Edu	Size-loc	Interviews (F2F/Tele./Obs.)	Crypto adoption
1	Manufacturing	16	Ceramics Tiles – 2000	Owner and Manager	College and Diploma	Small- Karachi	Face-to-Face, Telephonic	No
2	Services	53	International Logistics Transportation Services – 2001	Owner	Bachelors	Medium- Karachi	Face-to-Face	No
3	Technology	07	Software Development (Local International Clients) – 2016	Owner	Masters	Small-Karachi	Face-to-Face, Observations	No
4	Finance	109	Microfinance – 1999	Owner and Manager	Masters and Finance Diploma	Medium-Karachi	Face-to-Face, Telephonic	No
5	Manufacturing	22	Exporting Plastics PVC and Steel Products – 1997	Owner	Schooling	Small- Lahore	Face-to-Face, Observations	No
6	Services	35	Advertising Public Relations Agency – 2009	Owner and Manager	Certificate and MBA	Small- Lahore	Face-to-Face, Telephonic	No
7	Technology	09	IT Consultancy (Local International Clients) – 2014	Owner	PhD	Small-Lahore	Face-to-Face	No
8	Finance	87	UK Based Insurance – 2017	Owner	ACCA	Medium-Lahore	Face-to-Face, Observations	No
9	Manufacturing	18	Imp and Exp of Cosmetics and Personal Care Products – 2005	Owner	MBA	Small- Islamabad	Face-to-Face	No
10	Services	51	Real Estate Services to Local and International Clients – 2011	Owner	College Diploma	Medium-Islamabad	Face-to-Face	No
11	Technology	11	Data Analytics and Business Intelligence – 2018	Owner and Freelancer-Employee	MSc and University Certificate	Medium-Islamabad	Face-to-Face, Telephonic, Observations	No
12	Finance	39	Money Exchange – 2006	Owner and Broker/Trader-Employee	Mcom and Kaplan Finance Certificate	Small- Islamabad	Face-to-Face, Observation, Telephonic	No
13	Manufacturing	58	Imp and Exp of Textiles and Garments – 1995	Owner	MBA	Medium- Rawalpindi	Face-to-Face	No
14	Services	59	Freelancing – Education and Training Services – 2017	Owner and Freelancer-Employee	PhD and CFA	Medium- Rawalpindi	Face-to-Face, Telephonic	No
15	Technology	60	IT and E-Commerce Outsourcing – 2015	Owner and IT Manager	MSc and IT Degree	Medium- Rawalpindi	Face-to-Face, Telephonic	No
16	Finance	32	Fintech Solutions – 2020	Owner	MBA	Small- Rawalpindi	Face-to-Face, Observations	No
17	Manufacturing	87	Imp and Exp of Leather and Leather Goods – 2003	Owner	Fashion Designing Degree	Medium- Karachi	Face-to-Face	No
18	Services	48	World Tour – Travel Tourism Services – 2013	Owner	Bachelor’s Degree	Small- Lahore	Face-to-Face, Observations	No
19	Technology	19	Digital Marketing – 2021	Owner and Marketing Analyst	Masters and BBA	Small- Islamabad	Face-to-Face, Telephonic	No
20	Finance	12	Money Exchange – 2011	Owner	MBA Finance	Small-Rawalpindi	Face-to-Face	No

No	Industry	No. of Emp	Firm-year	Resp	Edu	Size-loc	Interviews (F2F/Tele./Obs.)	Crypto adoption
1	Manufacturing	16	Ceramics Tiles – 2000	Owner and Manager	College and Diploma	Small- Karachi	Face-to-Face, Telephonic	No
2	Services	53	International Logistics Transportation Services – 2001	Owner	Bachelors	Medium- Karachi	Face-to-Face	No
3	Technology	07	Software Development (Local International Clients) – 2016	Owner	Masters	Small-Karachi	Face-to-Face, Observations	No
4	Finance	109	Microfinance – 1999	Owner and Manager	Masters and Finance Diploma	Medium-Karachi	Face-to-Face, Telephonic	No
5	Manufacturing	22	Exporting Plastics PVC and Steel Products – 1997	Owner	Schooling	Small- Lahore	Face-to-Face, Observations	No
6	Services	35	Advertising Public Relations Agency – 2009	Owner and Manager	Certificate and MBA	Small- Lahore	Face-to-Face, Telephonic	No
7	Technology	09	IT Consultancy (Local International Clients) – 2014	Owner	PhD	Small-Lahore	Face-to-Face	No
8	Finance	87	UK Based Insurance – 2017	Owner	ACCA	Medium-Lahore	Face-to-Face, Observations	No
9	Manufacturing	18	Imp and Exp of Cosmetics and Personal Care Products – 2005	Owner	MBA	Small- Islamabad	Face-to-Face	No
10	Services	51	Real Estate Services to Local and International Clients – 2011	Owner	College Diploma	Medium-Islamabad	Face-to-Face	No
11	Technology	11	Data Analytics and Business Intelligence – 2018	Owner and Freelancer-Employee	MSc and University Certificate	Medium-Islamabad	Face-to-Face, Telephonic, Observations	No
12	Finance	39	Money Exchange – 2006	Owner and Broker/Trader-Employee	Mcom and Kaplan Finance Certificate	Small- Islamabad	Face-to-Face, Observation, Telephonic	No
13	Manufacturing	58	Imp and Exp of Textiles and Garments – 1995	Owner	MBA	Medium- Rawalpindi	Face-to-Face	No
14	Services	59	Freelancing – Education and Training Services – 2017	Owner and Freelancer-Employee	PhD and CFA	Medium- Rawalpindi	Face-to-Face, Telephonic	No
15	Technology	60	IT and E-Commerce Outsourcing – 2015	Owner and IT Manager	MSc and IT Degree	Medium- Rawalpindi	Face-to-Face, Telephonic	No
16	Finance	32	Fintech Solutions – 2020	Owner	MBA	Small- Rawalpindi	Face-to-Face, Observations	No
17	Manufacturing	87	Imp and Exp of Leather and Leather Goods – 2003	Owner	Fashion Designing Degree	Medium- Karachi	Face-to-Face	No
18	Services	48	World Tour – Travel Tourism Services – 2013	Owner	Bachelor’s Degree	Small- Lahore	Face-to-Face, Observations	No
19	Technology	19	Digital Marketing – 2021	Owner and Marketing Analyst	Masters and BBA	Small- Islamabad	Face-to-Face, Telephonic	No
20	Finance	12	Money Exchange – 2011	Owner	MBA Finance	Small-Rawalpindi	Face-to-Face	No

Source(s): Authors’ own creation

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