Table 3

Blended finance and firm performance: dependent variable: firm profitability

Model 1Model 2Model 3
Firm Size1.0582***(0.0451)1.0465***(0.0452)1.1098***(0.0471)
Sex0.5969***(0.0603)0.5899***(0.0602)0.9353***(0.0621)
Age0.9772***(0.1116)0.9861***(0.1114)0.9777***(0.1167)
Square of Age−0.2511***(0.0297)−0.2535***(0.0029)−0.2514***(0.0311)
Education0.0803***(0.0099)0.0803***(0.0099)0.0899***(0.0103)
Age of Owner0.0319***(0.0022)0.0315***(0.0022)0.0327***(0.0023)
Prov. Dummy0.2769***(0.0291)0.2738***(0.0290)0.2712***(0.0305)
Informal Inco1.1603***(0.1157)1.2082*** (0.1173)1.2136***(0.1238)
Business (No)0.4498***(0.1054)0.4580*** (0.1052)0.5591***(0.1096)
Business registration0.1919***(0.0637)−0.1574**(0.0648)0.0534(0.0669)
Co-funding 0.2045***(0.0770)0.1468**(0.0515)
Bank Account  0.1419**(0.0705)
R-Square0.570.580.58
F-stat. (Prob.)10099(0.0000)9225(0.0000)8160(0.0000)
Provincial DummiesYesYesYes
Obs.957957957
Source(s): Authors’ (2025)

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