Money management, debts and financial support
| Personal support workers’ clients | Budget coaches’ clients | |
|---|---|---|
| Money management, no. (%) | ||
| Difficulty keeping financial records in order | 8 (55.3) | 35 (73.8) |
| Difficulty exhibiting financially responsible behavior | 6 (43.6) | 30 (63.6) |
| Risk of debt | 4 (29.9) | 19 (40.6) |
| Clients with debts | 3 (25.2) | 23 (48.8) |
| Extent of debt*, no. (%) | ||
| < €500 | 0 (1.8) | 2 (4.4) |
| €500–€1,000 | 0 (2.9) | 2 (5.2) |
| €1,000–€3,000 | 1 (7.0) | 5 (11.5) |
| €3,000–€5,000 | 0 (1.9) | 3 (6.4) |
| > €5,000 | 1 (7.2) | 8 (17.8) |
| Internal support, no. (%) | ||
| Financial support (general) | 7 (51.4) | 47 (100) |
| Support with mail, administration and payments | 4 (32.2) | 14 (30.5) |
| Teaching financial skills | 2 (16.4) | 19 (39.9) |
| Budget management (taking over fixed payments) | 3 (20.2) | 34 (71.8) |
| External support, no. (%) | ||
| Protective guardianship/receivership | 4 (26.6) | 0 (0.8) |
| Debt settlement | 0 (3.0) | 1 (1.6) |
| Debt assistance municipality | 0 (2.0) | 3 (6.2) |
| Other (e.g. family, external budget management) | 0 (2.8) | 0 (0.6) |
| Average caseload | 14 | 47 |
| Personal support workers’ clients | Budget coaches’ clients | |
|---|---|---|
| Difficulty keeping financial records in order | 8 (55.3) | 35 (73.8) |
| Difficulty exhibiting financially responsible behavior | 6 (43.6) | 30 (63.6) |
| Risk of debt | 4 (29.9) | 19 (40.6) |
| Clients with debts | 3 (25.2) | 23 (48.8) |
| < €500 | 0 (1.8) | 2 (4.4) |
| €500–€1,000 | 0 (2.9) | 2 (5.2) |
| €1,000–€3,000 | 1 (7.0) | 5 (11.5) |
| €3,000–€5,000 | 0 (1.9) | 3 (6.4) |
| > €5,000 | 1 (7.2) | 8 (17.8) |
| Financial support (general) | 7 (51.4) | 47 (100) |
| Support with mail, administration and payments | 4 (32.2) | 14 (30.5) |
| Teaching financial skills | 2 (16.4) | 19 (39.9) |
| Budget management (taking over fixed payments) | 3 (20.2) | 34 (71.8) |
| Protective guardianship/receivership | 4 (26.6) | 0 (0.8) |
| Debt settlement | 0 (3.0) | 1 (1.6) |
| Debt assistance municipality | 0 (2.0) | 3 (6.2) |
| Other (e.g. family, external budget management) | 0 (2.8) | 0 (0.6) |
| Average caseload | 14 | 47 |
Notes: Clients from personal support workers represent the total supported accommodation population, whereas clients from specialized budget coaches represent a subgroup of clients with more complex problems;
numbers and percentages displayed are based on the total caseload of the personal support workers or budget coaches
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