Table 8.

The effect of digital finance for SMEs on entrepreneurship without macroeconomic variables

MMQR
ENTitLocationScaleQ(0.25)Q(0.50)Q(0.75)2SLS
Panel A:
DFSit0.050 (0.039)−0.038 (0.025)0.078* (0.043)0.051 (0.039)0.022 (0.044)0.050 (0.040)
Constant−1.051** (0.446)1.595*** (0.281)−2.239*** (0.499)−1.099** (0.456)0.142 (0.519)−1.051** (0.433)
Panel B:
DFSit0.077*** (0.029)−0.013 (0.018)0.088*** (0.031)0.078*** (0.029)0.066** (0.033)0.077*** (0.029)
INSTit0.486*** (0.038)−0.080*** (0.023)0.554*** (0.042)0.489*** (0.038)0.420*** (0.046)0.486*** (0.040)
Constant−1.335*** (0.319)1.015*** (0.196)−2.210*** (0.362)−1.372*** (0.322)−0.500 (0.396)−1.335*** (0.322)
Panel C:
DFSit0.079*** (0.029)−0.016 (0.018)0.092*** (0.031)0.080*** (0.029)0.066* (0.034)0.078*** (0.030)
DFSit × INSTit−0.066 (0.098)0.064 (0.061)−0.117 (0.105)−0.069 (0.097)−0.014 (0.115)−0.006 (0.014)
INSTit0.805* (0.473)−0.388 (0.296)1.113** (0.509)0.821* (0.472)0.484 (0.558)0.549*** (0.145)
Constant−1.357*** (0.329)1.036*** (0.206)−2.182*** (0.366)−1.401*** (0.330)−0.500 (0.414)−1.348*** (0.324)
Observations179179179179179179
Notes:

Standard errors in parentheses; ***p < 0.01, **p < 0.05, *p < 0.1

Source: Authors’ own work

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