Major Korean auto finance companies' returns by asset type. (unit: million USD)
| Asset type | Average balance | Returns | Annual return rate | |
|---|---|---|---|---|
| Hyundai Capital | Leases | 6,023 | 690 | 22.92% |
| Loans | 12,498 | 306 | 4.89% | |
| KB Capital | Leases | 3,083 | 230 | 14.94% |
| Loans | 2,135 | 72 | 6.76% | |
| Lotte Capital | Leases | 1,984 | 159 | 16.06% |
| Loans | 29 | 0.7 | 4.84% |
| Asset type | Average balance | Returns | Annual return rate | |
|---|---|---|---|---|
| Hyundai Capital | Leases | 6,023 | 690 | 22.92% |
| Loans | 12,498 | 306 | 4.89% | |
| KB Capital | Leases | 3,083 | 230 | 14.94% |
| Loans | 2,135 | 72 | 6.76% | |
| Lotte Capital | Leases | 1,984 | 159 | 16.06% |
| Loans | 29 | 0.7 | 4.84% |
Note(s): All amounts in Korean won (KRW) are converted into U.S. dollars (USD) using the prevailing exchange rate of 1,293.5 KRW per USD. The final sample period spans from January 1 to June 30, 2023. Data are obtained from the Financial Supervisory Service of Korea (https://dart.fss.or.kr)