Table 2

Model estimation results, Sri Lankan individuals, 2020

 OLSIVLogit model
Independent variables (Respondent characteristics) (1)Coefficient (2)SE (3)Coefficient (4)SE (5)Coefficient (6)Odds ratios (7)Marginal effect (8)
Digital literacy       
Digitally illiterate (reference)       
Digital14,557.6***497.125,398.5***2,108.11.357***3.85*** 
Age       
Age881.8***103.01025.3***107.90.02** 0.0005**
Age2−7.9***1.2−8.8***1.2–  
Gender       
Female (reference)       
Male5,960.8***416.86,248.2***426.1−0.144***0.87*** 
Ethnicity       
Sinhala (reference)       
Tamil−3,371.2***510.8−2,408.7***549.0−0.594***0.55*** 
Moor−4,261.5***768.6−3,887.0***782.6−0.514***0.59*** 
Malay−525.36,790.2555.96,889.22.43311.39 
Burger1,453.06,080.73,515.66,178.90.7842.19 
Other−13,064.19,600.1−17,450.5*9,770.9−0.3050.73 
No. of years of education       
Education1,437.6***67.8970.4***111.80.123*** 0.013***
Marital status       
Never married (reference)       
Married1,551.6***586.62,182.4***606.7−0.157**0.85* 
Divorced567.42,671.42,234.02,727.40.2001.22 
Separated346.81,519.92,187.81,580.1−0.318**0.727* 
Widowed658.21,246.51,870.51,284.7−0.464**0.63** 
Status of employment       
Permanent (reference)       
Temporary−21,824.5***492.7−19,203.0***703.3−2.884***0.055*** 
Casual−21,442.4***702.5−18,982.5***850.5−2.752***0.064*** 
No permanent−28422.7***619.2−25336.1***856.8−4.991***0.006*** 
Residential sector       
Urban (Reference)       
Rural−5701.7***512.3−4378.6***576.5−0.531***0.59*** 
Estate−11298.7***934.9−8889.4***1051.6−1.557***0.21*** 
Constant−2439.72260.1−8959.32601.71.552  
R-squared0.41 0.40    
F-test590.91      
Chi-square  10227.87    

Note(s): The Age2 variable has not been incorporated in the logit model, as an inverted U shape is not possible with the logit model. ***p < 0.01, **p < 0.05, *p < 0.1

Source(s): Authors’ own work
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