Table 4

Combined effect analysis using different scenarios

Scenario no.ScenarioIncome difference (combined effect) (YDigital – YNon-Digital)
1Income difference between digitally literate and digitally illiterate 30-year-old urban males, both with 11 years of formal education and who are employed full-timeβ + γ9 (Age) + γ10 (Education) + γ11 + γ12,1
= 671,228 + (−1,283 × 30) + (−18,513 × 11) – 20,305–337,599
= 71,191
2Income difference between a 30-year-old digitally literate male living in the urban sector and a 30-year-old digitally illiterate male living in the rural sector, both with 11 years of formal education who are employed full-timeβ + γ8,1 - γ8,2 + γ9 (Age) + γ10 (Education) + γ11 + γ12,1
= 671,228 + 26,355–25,023 + (−1,283 × 30) + (−18,513 × 11) – 20,305–337,599
= 72,523
3Income difference between a digitally literate 30-year-old male who is employed full-time and a digitally illiterate 30-year-old male who is employed temporarily, both living in the urban sector with 11 years of formal educationβ - γ7,1 + γ9 (Age) + γ10 (Education) + γ11 + γ12,1
= 671,228–12,099 + (−1,283 × 30) + (−18,513 × 11) – 20,305–337,599
= 59,092

Source(s): Authors’ own work

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