Table 1. Hypotheses results with...

Table 1.

Hypotheses results with estimates, p-values, confidence intervals and effect magnitudes

Variable	Test	Estimate	p	CI lower	CI upper	Effect
H1: Awareness of potential abuse of trust and password disclosure	Fisher’s exact test	3.28	0.225	0.5	21.64	Large (OR)
H2: Perceived risk of disclosing passwords	Kendall’s tau	0.06	0.549	−0.09	0.22	Negligible (τ)
H3: Risk Aversion and Phishing Offer Acceptance	Kendall’s tau	0.19	0.055	0.05	0.33	Small (τ)
H4: Perceived trustworthiness of the stranger	Kendall’s tau	0.4	0.0001	0.27	0.52	Moderate–large (τ)
H5: Perceived trustworthiness of the situation	Kendall’s tau	0.31	0.0022	0.17	0.43	Moderate (τ)
H6: Expectation that trust will not be exploited	Kendall’s tau	0.37	0.0002	0.24	0.49	Moderate (τ)
H7: Importance of money	Kendall’s tau	0.24	0.017	0.1	0.38	Small (τ)
H8: Prior interaction with the phisher	Fisher’s exact test	0.29	0.084	0.09	1.02	Large (protective OR)

Variable	Test	Estimate	p	CI lower	CI upper	Effect
H1: Awareness of potential abuse of trust and password disclosure	Fisher’s exact test	3.28	0.225	0.5	21.64	Large (OR)
H2: Perceived risk of disclosing passwords	Kendall’s tau	0.06	0.549	−0.09	0.22	Negligible (τ)
H3: Risk Aversion and Phishing Offer Acceptance	Kendall’s tau	0.19	0.055	0.05	0.33	Small (τ)
H4: Perceived trustworthiness of the stranger	Kendall’s tau	0.4	0.0001	0.27	0.52	Moderate–large (τ)
H5: Perceived trustworthiness of the situation	Kendall’s tau	0.31	0.0022	0.17	0.43	Moderate (τ)
H6: Expectation that trust will not be exploited	Kendall’s tau	0.37	0.0002	0.24	0.49	Moderate (τ)
H7: Importance of money	Kendall’s tau	0.24	0.017	0.1	0.38	Small (τ)
H8: Prior interaction with the phisher	Fisher’s exact test	0.29	0.084	0.09	1.02	Large (protective OR)

Note(s): Estimates represent Kendall’s τ for H2–H7 and odds ratios for H1 and H8. Effect magnitude thresholds follow conventional guidelines for τ (< 0.10 negligible, 0.10–0.29 small, 0.30–0.49 moderate, ≥ 0.50 large) and for odds ratios (OR ≈ 1.22, 1.86, and 3.00 indicating small, medium and large effects, respectively; Chen, Cohen and Chen, 2010; protective effects interpreted symmetrically for OR < 1)

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