Table 3

Test of Discriminant Validity results

Fornell and Larcker criterion*Heterotrait-monotrait (HTMT) criterion**
DIDSEQPVDLDIDSEQPVDL
DI0.75         
DS0.460.79   0.70    
EQ0.530.700.71  0.760.83   
PV0.350.420.370.80 0.670.730.59  
DL0.380.620.530.380.890.580.870.680.65 

Note(s): The values representing diagonally in italic signify the AVE square root, while the coefficients of correlations are signified in the off-diagonal values

**0.90 is the threshold value for Discriminant validity in HTMT Criterion

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