The results of measurement model assessment
| Construct/Item | Factor loading | Cronbach’s alpha | Communality | Composite reliability | Average variance extracted | Average shared variance | Maximum shared variance |
|---|---|---|---|---|---|---|---|
| Perceived autonomy support | 0.910 | 0.735 | 0.933 | 0.735 | 0.387 | 0.524 | |
| Perceived autonomy support 1 | 0.864 | ||||||
| Perceived autonomy support 2 | 0.858 | ||||||
| Perceived autonomy support 3 | 0.878 | ||||||
| Perceived autonomy support 4 | 0.877 | ||||||
| Perceived autonomy support 5 | 0.810 | ||||||
| Intrinsic motivation | 0.933 | 0.832 | 0.952 | 0.832 | 0.421 | 0.556 | |
| Intrinsic motivation 1 | 0.897 | ||||||
| Intrinsic motivation 2 | 0.925 | ||||||
| Intrinsic motivation 3 | 0.909 | ||||||
| Intrinsic motivation 4 | 0.917 | ||||||
| Identified regulation | 0.901 | 0.772 | 0.931 | 0.772 | 0.388 | 0.533 | |
| Identified regulation 1 | 0.897 | ||||||
| Identified regulation 2 | 0.828 | ||||||
| Identified regulation 3 | 0.902 | ||||||
| Identified regulation 4 | 0.885 | ||||||
| External regulation | 0.940 | 0.847 | 0.957 | 0.847 | 0.412 | 0.598 | |
| External regulation 1 | 0.921 | ||||||
| External regulation 2 | 0.930 | ||||||
| External regulation 3 | 0.905 | ||||||
| External regulation 4 | 0.924 | ||||||
| Amotivation | 0.977 | 0.935 | 0.983 | 0.935 | 0.367 | 0.598 | |
| Amotivation 1 | 0.962 | ||||||
| Amotivation 2 | 0.970 | ||||||
| Amotivation 3 | 0.971 | ||||||
| Amotivation 4 | 0.966 | ||||||
| Attitudes toward personal finance | 0.893 | 0.697 | 0.920 | 0.697 | 0.124 | 0.151 | |
| Attitudes toward personal finance 1 | 0.717 | ||||||
| Attitudes toward personal finance 2 | 0.851 | ||||||
| Attitudes toward personal finance 3 | 0.880 | ||||||
| Attitudes toward personal finance 4 | 0.872 | ||||||
| Attitudes toward personal finance 5 | 0.844 | ||||||
| Behavioural intention | 0.895 | 0.905 | 0.950 | 0.905 | 0.223 | 0.272 | |
| Behavioural intention 1 | 0.950 | ||||||
| Behavioural intention 2 | 0.953 |
| Construct/Item | Factor loading | Cronbach’s alpha | Communality | Composite reliability | Average variance extracted | Average shared variance | Maximum shared variance |
|---|---|---|---|---|---|---|---|
| Perceived autonomy support | 0.910 | 0.735 | 0.933 | 0.735 | 0.387 | 0.524 | |
| Perceived autonomy support 1 | 0.864 | ||||||
| Perceived autonomy support 2 | 0.858 | ||||||
| Perceived autonomy support 3 | 0.878 | ||||||
| Perceived autonomy support 4 | 0.877 | ||||||
| Perceived autonomy support 5 | 0.810 | ||||||
| Intrinsic motivation | 0.933 | 0.832 | 0.952 | 0.832 | 0.421 | 0.556 | |
| Intrinsic motivation 1 | 0.897 | ||||||
| Intrinsic motivation 2 | 0.925 | ||||||
| Intrinsic motivation 3 | 0.909 | ||||||
| Intrinsic motivation 4 | 0.917 | ||||||
| Identified regulation | 0.901 | 0.772 | 0.931 | 0.772 | 0.388 | 0.533 | |
| Identified regulation 1 | 0.897 | ||||||
| Identified regulation 2 | 0.828 | ||||||
| Identified regulation 3 | 0.902 | ||||||
| Identified regulation 4 | 0.885 | ||||||
| External regulation | 0.940 | 0.847 | 0.957 | 0.847 | 0.412 | 0.598 | |
| External regulation 1 | 0.921 | ||||||
| External regulation 2 | 0.930 | ||||||
| External regulation 3 | 0.905 | ||||||
| External regulation 4 | 0.924 | ||||||
| Amotivation | 0.977 | 0.935 | 0.983 | 0.935 | 0.367 | 0.598 | |
| Amotivation 1 | 0.962 | ||||||
| Amotivation 2 | 0.970 | ||||||
| Amotivation 3 | 0.971 | ||||||
| Amotivation 4 | 0.966 | ||||||
| Attitudes toward personal finance | 0.893 | 0.697 | 0.920 | 0.697 | 0.124 | 0.151 | |
| Attitudes toward personal finance 1 | 0.717 | ||||||
| Attitudes toward personal finance 2 | 0.851 | ||||||
| Attitudes toward personal finance 3 | 0.880 | ||||||
| Attitudes toward personal finance 4 | 0.872 | ||||||
| Attitudes toward personal finance 5 | 0.844 | ||||||
| Behavioural intention | 0.895 | 0.905 | 0.950 | 0.905 | 0.223 | 0.272 | |
| Behavioural intention 1 | 0.950 | ||||||
| Behavioural intention 2 | 0.953 |
Source(s): Authors’ own work
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