Survey constructs and item wording
| Construct/Item | Wording of items |
|---|---|
| Perceived autonomy support | When it is about financial decisions and financial activities, … |
| Perceived autonomy support 1 | My parents, whenever possible, allow me to choose what to do |
| Perceived autonomy support 2 | My parents listen to my opinion and perspective when I’ve got a problem |
| Perceived autonomy support 3 | My parents allow me to decide things for myself |
| Perceived autonomy support 4 | My parents are usually willing to consider things from my point of view |
| Perceived autonomy support 5 | My parents help me choose my own direction |
| Intrinsic motivation | In the following we describe different reasons why you would use personal financing |
| Intrinsic motivation 1 | Because I think that personal finance is interesting |
| Intrinsic motivation 2 | Because I think that personal finance is pleasant |
| Intrinsic motivation 3 | Because personal finance is fun |
| Intrinsic motivation 4 | Because I feel good when doing personal finance activities |
| Identified regulation | |
| Identified regulation 1 | Because I am doing personal finance activities for my own good |
| Identified regulation 2 | Because I think that personal finance is good for me |
| Identified regulation 3 | By personal decision |
| Identified regulation 4 | Because I believe that personal finance is important for me |
| External regulation | |
| External regulation 1 | Because I am supposed to do it |
| External regulation 2 | Because it is something that I have to do |
| External regulation 3 | Because I don’t have any choice |
| External regulation 4 | Because I feel that I have to do it |
| Amotivation | |
| Amotivation 1 | There may be good reasons to do personal finance activities, but personally I don’t see any |
| Amotivation 2 | I do personal finance but I am not sure if it is worth it |
| Amotivation 3 | I don’t know; I don’t see what personal finance brings me |
| Amotivation 4 | I do personal finance, but I am not sure it is a good thing to pursue it |
| Attitudes toward personal finance | Indicate the degree to which you feel that personal finance is … |
| Attitudes toward personal finance 1 | Not useful – Useful |
| Attitudes toward personal finance 2 | Not Beneficial – Beneficial |
| Attitudes toward personal finance 3 | Undesirable – Desirable |
| Attitudes toward personal finance 4 | Unwanted – Wanted |
| Attitudes toward personal finance 5 | Worthless – Valuable |
| Behavioural intention | |
| Behavioural intention 1 | I intend to manage my money in the future |
| Behavioural intention 2 | I will try and begin managing my money in the future |
| Construct/Item | Wording of items |
|---|---|
| Perceived autonomy support | When it is about financial decisions and financial activities, … |
| Perceived autonomy support 1 | My parents, whenever possible, allow me to choose what to do |
| Perceived autonomy support 2 | My parents listen to my opinion and perspective when I’ve got a problem |
| Perceived autonomy support 3 | My parents allow me to decide things for myself |
| Perceived autonomy support 4 | My parents are usually willing to consider things from my point of view |
| Perceived autonomy support 5 | My parents help me choose my own direction |
| Intrinsic motivation | In the following we describe different reasons why you would use personal financing |
| Intrinsic motivation 1 | Because I think that personal finance is interesting |
| Intrinsic motivation 2 | Because I think that personal finance is pleasant |
| Intrinsic motivation 3 | Because personal finance is fun |
| Intrinsic motivation 4 | Because I feel good when doing personal finance activities |
| Identified regulation 1 | Because I am doing personal finance activities for my own good |
| Identified regulation 2 | Because I think that personal finance is good for me |
| Identified regulation 3 | By personal decision |
| Identified regulation 4 | Because I believe that personal finance is important for me |
| External regulation 1 | Because I am supposed to do it |
| External regulation 2 | Because it is something that I have to do |
| External regulation 3 | Because I don’t have any choice |
| External regulation 4 | Because I feel that I have to do it |
| Amotivation 1 | There may be good reasons to do personal finance activities, but personally I don’t see any |
| Amotivation 2 | I do personal finance but I am not sure if it is worth it |
| Amotivation 3 | I don’t know; I don’t see what personal finance brings me |
| Amotivation 4 | I do personal finance, but I am not sure it is a good thing to pursue it |
| Attitudes toward personal finance | Indicate the degree to which you feel that personal finance is … |
| Attitudes toward personal finance 1 | Not useful – Useful |
| Attitudes toward personal finance 2 | Not Beneficial – Beneficial |
| Attitudes toward personal finance 3 | Undesirable – Desirable |
| Attitudes toward personal finance 4 | Unwanted – Wanted |
| Attitudes toward personal finance 5 | Worthless – Valuable |
| Behavioural intention 1 | I intend to manage my money in the future |
| Behavioural intention 2 | I will try and begin managing my money in the future |
Source(s): Authors’ own work
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