Table 5. Discriminant validity IU PU PE... | Emerald Publishing

Table 5.

Discriminant validity

	IU	PU	PE	R	US
Fornell–Larcker criterion
Intention to use (IU)	0.992
Perceived usefulness (PU)	0.836	0.988
Perceived easiness (PE)	0.727	0.832	0.994
Religiosity (R)	0.112	0.107	0.049	0.979
User satisfaction (US)	0.268	0.202	0.062	0.820	0.994
HTMT criterion
Intention to use (IU)
Perceived usefulness (PU)	0.842
Perceived easiness (PE)	0.730	0.837
Religiosity (R)	0.111	0.106	0.048
User satisfaction (US)	0.270	0.203	0.062	0.825

	IU	PU	PE	R	US
Fornell–Larcker criterion
Intention to use (IU)	0.992
Perceived usefulness (PU)	0.836	0.988
Perceived easiness (PE)	0.727	0.832	0.994
Religiosity (R)	0.112	0.107	0.049	0.979
User satisfaction (US)	0.268	0.202	0.062	0.820	0.994
HTMT criterion
Intention to use (IU)
Perceived usefulness (PU)	0.842
Perceived easiness (PE)	0.730	0.837
Religiosity (R)	0.111	0.106	0.048
User satisfaction (US)	0.270	0.203	0.062	0.825

Source: Compiled by the authors