Hypothesis testing results
| Hypothesis | Structural path | Path coefficient and (t-value) | Total effect coefficient and (t-value) | VIF | R2 | f2 | Conclusion |
|---|---|---|---|---|---|---|---|
| H1 | Perceived usefulness ≥ Intention to use | 0.652 (7.196) *** | 0.747 (8.789) *** | 3.642 | 0.729 | 0.432 | Accepted |
| H2 | Perceived easiness ≥ Perceived usefulness | 0.829 (51.645) *** | 0.829 (51.645) *** | 1.002 | 0.697 | 2.264 | Accepted |
| H3 | Perceived easiness ≥ Intention to use | 0.176 (2.237) *** | 0.723 (33.352) *** | 3.468 | 0.033 | Accepted | |
| H4 | Religiosity ≥ User satisfaction | 0.798 (34.839) *** | 0.819 (39.538) *** | 1.017 | 2.111 | Accepted | |
| H5 | Religiosity ≥ Intention to use | −0.210 (3.386) *** | 0.077 (2.922) *** | 3.163 | 0.051 | Rejected | |
| H6 | Perceived usefulness ≥ User satisfaction | 0.318 (3.824) *** | 0.318 (3.824) *** | 3.301 | 0.703 | 0.103 | Accepted |
| H7 | Perceived easiness ≥ User satisfaction | −0.241 (3.446) *** | 0.022 (0.894) | 3.271 | 0.06 | Rejected | |
| H8 | User satisfaction ≥ Intention to use | 0.298 (3.992) *** | 0.298 (3.922) *** | 3.372 | 0.097 | Accepted | |
| H9 | Religiosity ≥ Perceived usefulness | 0.066 (2.841) *** | 0.066 (2.841) *** | 1.002 | 0.014 | Accepted |
| Hypothesis | Structural path | Path coefficient | Total effect coefficient | VIF | |||
|---|---|---|---|---|---|---|---|
| Perceived usefulness ≥ Intention to use | 0.652 (7.196) | 0.747 (8.789) | 3.642 | 0.729 | 0.432 | Accepted | |
| Perceived easiness ≥ Perceived usefulness | 0.829 (51.645) | 0.829 (51.645) | 1.002 | 0.697 | 2.264 | Accepted | |
| Perceived easiness ≥ Intention to use | 0.176 (2.237) | 0.723 (33.352) | 3.468 | 0.033 | Accepted | ||
| Religiosity ≥ User satisfaction | 0.798 (34.839) | 0.819 (39.538) | 1.017 | 2.111 | Accepted | ||
| Religiosity ≥ Intention to use | −0.210 (3.386) | 0.077 (2.922) | 3.163 | 0.051 | Rejected | ||
| Perceived usefulness ≥ User satisfaction | 0.318 (3.824) | 0.318 (3.824) | 3.301 | 0.703 | 0.103 | Accepted | |
| Perceived easiness ≥ User satisfaction | −0.241 (3.446) | 0.022 (0.894) | 3.271 | 0.06 | Rejected | ||
| User satisfaction ≥ Intention to use | 0.298 (3.992) | 0.298 (3.922) | 3.372 | 0.097 | Accepted | ||
| Religiosity ≥ Perceived usefulness | 0.066 (2.841) | 0.066 (2.841) | 1.002 | 0.014 | Accepted |
*** p < 0.01; ** p < 0.05 and * p < 0.1
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