Table 2 Items, loading and AVEs...

Table 2

Items, loading and AVEs

Construct/Item	Loading	AVE	Cronbach’s alpha
Financial risk		0.78	0.88
The business I work for will lose income due to COVID-19	0.94
The business I work for will face financial difficulties due to COVID-19	0.83
Health risk		0.58	0.73
A colleague will contract COVID-19	0.81
A colleague will develop serious health complications after contracting COVID-19	0.72
Innovation		0.72	0.93
Innovation based on research results is readily accepted in the business you work for	0.83
Management actively seeks innovative ideas	0.86
Innovation is readily accepted in management	0.87
Our business encourages and supports innovative activities and new ideas	0.90
New ideas are quickly accepted in our business	0.79
Financial vulnerability		0.73	0.91
My businesses cash flow makes it difficult to break-even	0.867
I am concerned about my business’s ability to pay for basic operational expenses	0.91
I fear that my business would struggle to pay an unexpected expense	0.87
Thinking about my businesses finances is stressful for me.	0.78
Mental well-being		0.74	0.85
Little interest in doing things (R)	0.87
Feeling down or hopeless (R)	0.86
Firm performance		0.77	0.92
The business has had a strong return on assets	0.84
The business has had a strong growth in sales	0.84
The business has had a return on investment	0.88
The business has had a growth in return on investment	0.92

Construct/Item	Loading	AVE	Cronbach’s alpha
Financial risk		0.78	0.88
The business I work for will lose income due to COVID-19	0.94
The business I work for will face financial difficulties due to COVID-19	0.83
Health risk		0.58	0.73
A colleague will contract COVID-19	0.81
A colleague will develop serious health complications after contracting COVID-19	0.72
Innovation		0.72	0.93
Innovation based on research results is readily accepted in the business you work for	0.83
Management actively seeks innovative ideas	0.86
Innovation is readily accepted in management	0.87
Our business encourages and supports innovative activities and new ideas	0.90
New ideas are quickly accepted in our business	0.79
Financial vulnerability		0.73	0.91
My businesses cash flow makes it difficult to break-even	0.867
I am concerned about my business’s ability to pay for basic operational expenses	0.91
I fear that my business would struggle to pay an unexpected expense	0.87
Thinking about my businesses finances is stressful for me.	0.78
Mental well-being		0.74	0.85
Little interest in doing things (R)	0.87
Feeling down or hopeless (R)	0.86
Firm performance		0.77	0.92
The business has had a strong return on assets	0.84
The business has had a strong growth in sales	0.84
The business has had a return on investment	0.88
The business has had a growth in return on investment	0.92

Source(s): Authors’ own work

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