Factor loadings and cross loadings
| Latent constructs and manifest variables | Financial Exp | Microfinance lending | Continued existence |
|---|---|---|---|
| Financial Exp | |||
| FE13 | 0.727*** | 0.466 | 0.307 |
| FE16 | 0.786*** | 0.477 | 0.365 |
| FE8 | 0.517*** | 0.212 | 0.285 |
| Microfinance lending | |||
| MA1 | 0.450 | 0.714*** | 0.465 |
| MA12 | 0.459 | 0.812*** | 0.405 |
| MA13 | 0.487 | 0.831*** | 0.508 |
| MA2 | 0.218 | 0.633*** | 0.645 |
| MA3 | 0.410 | 0.792*** | 0.557 |
| MA6 | 0.418 | 0.598*** | 0.345 |
| MA7 | 0.444 | 0.595*** | 0.248 |
| MA8 | 0.513 | 0.774*** | 0.513 |
| Continued existence | |||
| SW12 | 0.460 | 0.490 | 0.825*** |
| SW7 | 0.447 | 0.644 | 0.939*** |
| SW8 | 0.324 | 0.576 | 0.886*** |
| Latent constructs and manifest variables | Financial Exp | Microfinance lending | Continued existence |
|---|---|---|---|
| FE13 | 0.727*** | 0.466 | 0.307 |
| FE16 | 0.786*** | 0.477 | 0.365 |
| FE8 | 0.517*** | 0.212 | 0.285 |
| MA1 | 0.450 | 0.714*** | 0.465 |
| MA12 | 0.459 | 0.812*** | 0.405 |
| MA13 | 0.487 | 0.831*** | 0.508 |
| MA2 | 0.218 | 0.633*** | 0.645 |
| MA3 | 0.410 | 0.792*** | 0.557 |
| MA6 | 0.418 | 0.598*** | 0.345 |
| MA7 | 0.444 | 0.595*** | 0.248 |
| MA8 | 0.513 | 0.774*** | 0.513 |
| SW12 | 0.460 | 0.490 | 0.825*** |
| SW7 | 0.447 | 0.644 | 0.939*** |
| SW8 | 0.324 | 0.576 | 0.886*** |
Note(s): ***p < 0.0001; Legends: Financial Exp – financial experience
Source(s): Authors’ own work
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