Table 4.

Heterotrait-monotrait ratio test. Bias-corrected confidence intervals

VariablesOriginal sampleSample meanCI 2.5%CI 97.5%Bias
GS <-> ATT0.7220.7220.6610.777−0.000
ITU <-> ATT0.8360.8360.7910.875−0.000
ITU <-> GS0.6250.6240.5530.693−0.001
PP <-> ATT0.8520.8510.8110.888−0.000
PP <-> GS0.6610.6600.5910.725−0.001
PP <-> ITU0.8760.8760.8370.9120.000
PS <-> ATT0.9190.9190.8910.944−0.000
PS <-> GS0.7050.7050.6410.763−0.000
PS <-> ITU0.8480.8480.8020.8880.000
PS <-> PP0.9310.9310.8990.959−0.000
PT <-> ATT0.8120.8120.7640.854−0.000
PT <-> GS0.7830.7830.7240.835−0.000
PT <-> ITU0.7110.7110.6500.769−0.000
PT <-> PP0.7790.7780.7250.825−0.000
PT <-> PS0.8300.8300.7850.870−0.000
PU <-> ATT0.8690.8690.8290.9040.000
PU <-> GS0.7320.7320.6690.789−0.000
PU <-> ITU0.8080.8080.7570.8540.000
PU <-> PP0.8330.8330.7900.8730.000
PU <-> PS0.8620.8620.8190.9010.000
PU <-> PT0.8490.8490.8060.888−0.001
Note(s):

GS = Government support; PT = perceived trust; PU = perceived usefulness; ATT = attitude; PS = perceived security; PP = perceived privacy; ITU = intention to use; CI = confidence interval

Source(s): Authors’ own work

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