ESG credit score and probability of default (PD)
| Cluster | ESG credit score | PD (%) | Counterparts |
|---|---|---|---|
| Insufficient | < 0.35 | 5.8 | 1,605 bonis 99 npl |
| Neutral | (0.35–0.6) | 3.3 | 1,233 bonis 42 npl |
| Excellent | ≥ 0.6 | 0.5 | 593 bonis 3 npl |
| Cluster | ESG credit score | PD (%) | Counterparts |
|---|---|---|---|
| Insufficient | < 0.35 | 5.8 | 1,605 bonis |
| Neutral | (0.35–0.6) | 3.3 | 1,233 bonis |
| Excellent | ≥ 0.6 | 0.5 | 593 bonis |
Source(s): ESG rating elaborated by the bank
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