Table 1 Reliability and validity... | Emerald Publishing

Table 1

Reliability and validity assessment of measurement model

Construct	Cronbach’s α	Composite reliability	AVE	VIF
Performance expectancy	0.927	0.930	0.602	2.41
Effort expectancy	0.891	0.902	0.587	2.18
Social influence	0.849	0.889	0.609	1.67
Facilitating conditions	0.875	0.899	0.653	2.36
Behavioral intention	0.856	0.892	0.581	2.73
Actual usage	0.763	0.856	0.598	2.11
Financial literacy	0.882	0.905	0.655	2.04
Mobile savings	0.868	0.898	0.642	2.58
Social engagement	0.861	0.893	0.628	1.92

Construct	Cronbach’s α	Composite reliability	AVE	VIF
Performance expectancy	0.927	0.930	0.602	2.41
Effort expectancy	0.891	0.902	0.587	2.18
Social influence	0.849	0.889	0.609	1.67
Facilitating conditions	0.875	0.899	0.653	2.36
Behavioral intention	0.856	0.892	0.581	2.73
Actual usage	0.763	0.856	0.598	2.11
Financial literacy	0.882	0.905	0.655	2.04
Mobile savings	0.868	0.898	0.642	2.58
Social engagement	0.861	0.893	0.628	1.92

Source(s): Authors’ own work