Table 3. Discriminate validity results... | Emerald Publishing

Table 3.

Discriminate validity results (HTMT and Fornell–Larcker)

Constructs	HTMT	Fornell–Larcker correlation matrix
Constructs	HTMT < 0.90	1	2	3	4	5	6
Actual usage – 1	Yes	0.928
Continuance usage – 2	Yes	0.610	0.934
Effort expectancy – 3	Yes	0.776	0.644	0.824
Performance expectancy – 4	Yes	0.626	0.616	0.484	0.923
Protection motivation – 5	Yes	0.826	0.816	0.777	0.641	0.850
Social influence – 6	Yes	0.778	0.646	0.781	0.510	0.802	0.791

Constructs	HTMT	Fornell–Larcker correlation matrix
Constructs	HTMT < 0.90	1	2	3	4	5	6
Actual usage – 1	Yes	0.928
Continuance usage – 2	Yes	0.610	0.934
Effort expectancy – 3	Yes	0.776	0.644	0.824
Performance expectancy – 4	Yes	0.626	0.616	0.484	0.923
Protection motivation – 5	Yes	0.826	0.816	0.777	0.641	0.850
Social influence – 6	Yes	0.778	0.646	0.781	0.510	0.802	0.791

Source(s): Created by the author