Table 4 LCMs estimated with large...

Table 4

LCMs estimated with large compensation claims ( $> € 300$ included) and without large compensation claims ( $> € 300$ excluded).

GROUP	Coefficient	Std error	Prob. $\| z \| > Z$	Coefficient	Std error	Prob. $\| z \| > Z$
Large claims included				Large claims excluded
Model parameters for latent class 1
CONSTANT	***712.313	43.943	0.0000	318.553	26.861	0.0000
RESTRICT	45.871	49.216	0.3513	117.521	34.289	0.0006
NEGOT	-17.616	47.863	0.7128	-22.8992	26.021	0.3789
Sigma	***201.002	26.147	0.0000	***125.931	17.561	0.0000
Model parameters for latent class 2
CONSTANT	***161.513	14.772	0.0000	***81.824	14.117	0.0000
RESTRICT	***48.282	17.271	0.0052	***41.495	15.055	0.0058
NEGOT	-12.865	16.950	0.4478	-2.466	14.678	0.8666
Sigma	***201.002	13.187	0.0000	125.931	12.607	0.0000
Estimated prior probabilities for class membership
Intercept_1	-0.390	0.467	0.4034	**1.194	0.553	0.0310
INTER_1	*-0.244	0.148	0.1000	***-0.456	0.161	0.0047
Intercept_2	0.0	(Fixed parameter)		0.0	(Fixed parameter)
INTER_2	0.0	(Fixed parameter)		0.0	(Fixed parameter)
Prior class probabilities at data means for LCM variables
Class 1	0.239		0.441
Class 2	0.761			0.559
Log likelihood function -1480.17				-869.82
AIC	2980.3			1759.6
AIC/N	3.811			2.250
N (unbalanced panel)		782		577
Individuals		233		172

GROUP	Coefficient	Std error	Prob. $\| z \| > Z$	Coefficient	Std error	Prob. $\| z \| > Z$
Large claims included				Large claims excluded
Model parameters for latent class 1
CONSTANT	***712.313	43.943	0.0000	318.553	26.861	0.0000
RESTRICT	45.871	49.216	0.3513	117.521	34.289	0.0006
NEGOT	-17.616	47.863	0.7128	-22.8992	26.021	0.3789
Sigma	***201.002	26.147	0.0000	***125.931	17.561	0.0000
Model parameters for latent class 2
CONSTANT	***161.513	14.772	0.0000	***81.824	14.117	0.0000
RESTRICT	***48.282	17.271	0.0052	***41.495	15.055	0.0058
NEGOT	-12.865	16.950	0.4478	-2.466	14.678	0.8666
Sigma	***201.002	13.187	0.0000	125.931	12.607	0.0000
Estimated prior probabilities for class membership
Intercept_1	-0.390	0.467	0.4034	**1.194	0.553	0.0310
INTER_1	*-0.244	0.148	0.1000	***-0.456	0.161	0.0047
Intercept_2	0.0	(Fixed parameter)		0.0	(Fixed parameter)
INTER_2	0.0	(Fixed parameter)		0.0	(Fixed parameter)
Prior class probabilities at data means for LCM variables
Class 1	0.239		0.441
Class 2	0.761			0.559
Log likelihood function -1480.17				-869.82
AIC	2980.3			1759.6
AIC/N	3.811			2.250
N (unbalanced panel)		782		577
Individuals		233		172

***

Significant at the 0.01 level.

Significant at the 0.05 level.

Significant at the 0.10 level.