Sample characteristics (n = 574)
| Demographic composition | Frequency | % |
|---|---|---|
| Gender | ||
| Male | 332 | 57.8 |
| Female | 242 | 42.2 |
| Age | ||
| 18–24 | 310 | 54.0 |
| 25–34 | 137 | 23.9 |
| 35–44 | 116 | 20.2 |
| 45 and above | 11 | 1.9 |
| Higher education level | ||
| Bachelor’s degree or associate’s degree | 215 | 37.5 |
| Master’s degree | 273 | 47.6 |
| PhD | 86 | 15.0 |
| Monthly household income (Rs.) | ||
| Less than 25,000 | 117 | 20.4 |
| 25,001–50,000 | 142 | 24.7 |
| 50,001–75,000 | 148 | 25.8 |
| More than 75,000 | 167 | 29.1 |
| Where do you live | ||
| Urban area | 363 | 63.2 |
| Semiurban area | 142 | 24.7 |
| Rural area | 69 | 12.1 |
| How many times do you use a mobile wallet in a week | ||
| Once | 66 | 11.5 |
| Twice | 39 | 6.8 |
| Thrice | 31 | 5.4 |
| More than thrice a week | 438 | 76.3 |
| Demographic composition | Frequency | % |
|---|---|---|
| Male | 332 | 57.8 |
| Female | 242 | 42.2 |
| 18–24 | 310 | 54.0 |
| 25–34 | 137 | 23.9 |
| 35–44 | 116 | 20.2 |
| 45 and above | 11 | 1.9 |
| Bachelor’s degree or associate’s degree | 215 | 37.5 |
| Master’s degree | 273 | 47.6 |
| PhD | 86 | 15.0 |
| Less than 25,000 | 117 | 20.4 |
| 25,001–50,000 | 142 | 24.7 |
| 50,001–75,000 | 148 | 25.8 |
| More than 75,000 | 167 | 29.1 |
| Where do you live | ||
| Urban area | 363 | 63.2 |
| Semiurban area | 142 | 24.7 |
| Rural area | 69 | 12.1 |
| Once | 66 | 11.5 |
| Twice | 39 | 6.8 |
| Thrice | 31 | 5.4 |
| More than thrice a week | 438 | 76.3 |
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