Table 5

Fornell–Larcker criterion and Heterotrait-monotrait ratio (HTMT)

ConstructSMECEVPBUAR
Fornell–Larcker criterion
SME0.840   
CEV0.7750.917  
PBU0.8490.5620.725 
AR0.7330.6030.6810.865
Heterotrait-monotrait ratio (HTMT)
SME   
CEV0.780  
PBU0.8400.558 
AR0.7290.6010.682

Note(s): The italic diagonal values represent the square roots of the AVE

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