^aBased on the response code from 1 (strongly disagree) to 5 (strongly agree). TRANS is the Presence of Transparency, PREV is the Preventive Measures, AACOR is the Actions Against Corruption, TE is the Training and Ethics and GEND is gender. AGE is age group representing 1 = 20–30 years; 2 = 31–40 years; 3 = 41–50 years; and 4 = 51–65 years. The variable EXP is experience of working with Grameen Bank with 1 = less than 1 year; 2 = 1–5 years; 3 = 6–10 years; 4 = 11–15 years; 5 = 16–20 years; and 6 = more than 20 years