Confirmatory factor analysis results for the measurement model (CFA)
| Construct and items | Mean | Std. deviation | SL |
|---|---|---|---|
| Perceived usefulness (PU) | |||
| PU1 | 3.78 | 1.035 | 0.810 |
| PU2 | 3.83 | 0.981 | 0.755 |
| PU3 | 3.83 | 0.982 | 0.732 |
| PU4 | 3.84 | 0.967 | 0.735 |
| Perceived ease of use (PEOU) | |||
| PEOU1 | 3.71 | 1.026 | 0.745 |
| PEOU2 | 3.80 | 0.983 | 0.738 |
| PEOU3 | 3.79 | 0.974 | 0.764 |
| PEOU4 | 3.77 | 0.966 | 0.793 |
| Social influence (SI) | |||
| SI1 | 3.30 | 1.180 | 0.716 |
| SI2 | 3.61 | 1.052 | 0.712 |
| SI3 | 3.42 | 1.130 | 0.794 |
| SI4 | 3.53 | 1.154 | 0.768 |
| Trust (TRU) | |||
| TRU1 | 3.68 | 1.028 | 0.825 |
| TRU2 | 3.65 | 1.036 | 0.833 |
| TRU3 | 3.67 | 1.032 | 0.848 |
| TRU4 | 3.56 | 1.094 | 0.753 |
| Perceived risk (PR) | |||
| PR1 | 3.295 | 1.2435 | 0.852 |
| PR2 | 3.17 | 1.223 | 0.879 |
| PR3 | 3.23 | 1.213 | 0.885 |
| PR4 | 3.20 | 1.166 | 0.817 |
| Attitude (ATT) | |||
| ATT1 | 3.79 | 0.963 | 0.852 |
| ATT2 | 3.79 | 1.021 | 0.856 |
| ATT3 | 3.80 | 1.027 | 0.823 |
| Intention of adoption (INT) | |||
| INT1 | 3.56 | 1.114 | 0.849 |
| INT2 | 3.53 | 1.162 | 0.912 |
| INT3 | 3.20 | 1.286 | 0.811 |
| Construct and items | Mean | Std. deviation | SL |
|---|---|---|---|
| PU1 | 3.78 | 1.035 | 0.810 |
| PU2 | 3.83 | 0.981 | 0.755 |
| PU3 | 3.83 | 0.982 | 0.732 |
| PU4 | 3.84 | 0.967 | 0.735 |
| PEOU1 | 3.71 | 1.026 | 0.745 |
| PEOU2 | 3.80 | 0.983 | 0.738 |
| PEOU3 | 3.79 | 0.974 | 0.764 |
| PEOU4 | 3.77 | 0.966 | 0.793 |
| SI1 | 3.30 | 1.180 | 0.716 |
| SI2 | 3.61 | 1.052 | 0.712 |
| SI3 | 3.42 | 1.130 | 0.794 |
| SI4 | 3.53 | 1.154 | 0.768 |
| TRU1 | 3.68 | 1.028 | 0.825 |
| TRU2 | 3.65 | 1.036 | 0.833 |
| TRU3 | 3.67 | 1.032 | 0.848 |
| TRU4 | 3.56 | 1.094 | 0.753 |
| PR1 | 3.295 | 1.2435 | 0.852 |
| PR2 | 3.17 | 1.223 | 0.879 |
| PR3 | 3.23 | 1.213 | 0.885 |
| PR4 | 3.20 | 1.166 | 0.817 |
| ATT1 | 3.79 | 0.963 | 0.852 |
| ATT2 | 3.79 | 1.021 | 0.856 |
| ATT3 | 3.80 | 1.027 | 0.823 |
| INT1 | 3.56 | 1.114 | 0.849 |
| INT2 | 3.53 | 1.162 | 0.912 |
| INT3 | 3.20 | 1.286 | 0.811 |
SL = standard loadings; M = mean; SD = standard deviation; SMC = squared multiple correlation; PU = perceived usefulness; PEOU = perceived ease of use; SI = social influence; TRU = trust; PR = perceived risk; ATT = attitude; INT = intention to adoption
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