Table 3.

CFA discriminant validity and reliability values

Contruct
name
AlfaCRAVEPRPUPEOUTRUSIINTATT
PR0.9180.9180.7370.859      
PU0.8430.8440.5760.161**0.759     
PEOU0.8450.8460.5780.240***0.655***0.761    
TRU0.8880.8880.6660.154**0.744***0.669***0.816   
SI0.8340.8350.560.172**0.649***0.628***0.714***0.748  
INT0.8890.8930.7370.159**0.481***0.461***0.535***0.493***0.858 
ATT0.880.8810.7120.070.636***0.508***0.630***0.513***0.483***0.84
Notes:

This note outlines key metrics and factors vital for assessing the reliability and validity of the measurement model. The abbreviations provided, such as average variance extracted (AVE), Cronbach’s alpha (α) and construct reliability (CR), serve as essential indicators in this evaluation. The note specifies the constructs under consideration, including perceived Usefulness (PU), perceived ease of use (PEOU), social influence (SI), trust (TRU), perceived risk (PR), ATT (attitude) and INT (intention to adoption); ***p < 0.001, **p < 0.010, *p < 0.050 and † p < 0.100

Source: Table created by authors

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