CFA discriminant validity and reliability values
| Contruct name | Alfa | CR | AVE | PR | PU | PEOU | TRU | SI | INT | ATT |
|---|---|---|---|---|---|---|---|---|---|---|
| PR | 0.918 | 0.918 | 0.737 | 0.859 | ||||||
| PU | 0.843 | 0.844 | 0.576 | 0.161** | 0.759 | |||||
| PEOU | 0.845 | 0.846 | 0.578 | 0.240*** | 0.655*** | 0.761 | ||||
| TRU | 0.888 | 0.888 | 0.666 | 0.154** | 0.744*** | 0.669*** | 0.816 | |||
| SI | 0.834 | 0.835 | 0.56 | 0.172** | 0.649*** | 0.628*** | 0.714*** | 0.748 | ||
| INT | 0.889 | 0.893 | 0.737 | 0.159** | 0.481*** | 0.461*** | 0.535*** | 0.493*** | 0.858 | |
| ATT | 0.88 | 0.881 | 0.712 | 0.07 | 0.636*** | 0.508*** | 0.630*** | 0.513*** | 0.483*** | 0.84 |
| Contruct | Alfa | CR | AVE | PR | PU | PEOU | TRU | SI | INT | ATT |
|---|---|---|---|---|---|---|---|---|---|---|
| PR | 0.918 | 0.918 | 0.737 | 0.859 | ||||||
| PU | 0.843 | 0.844 | 0.576 | 0.161** | 0.759 | |||||
| PEOU | 0.845 | 0.846 | 0.578 | 0.240*** | 0.655*** | 0.761 | ||||
| TRU | 0.888 | 0.888 | 0.666 | 0.154** | 0.744*** | 0.669*** | 0.816 | |||
| SI | 0.834 | 0.835 | 0.56 | 0.172** | 0.649*** | 0.628*** | 0.714*** | 0.748 | ||
| INT | 0.889 | 0.893 | 0.737 | 0.159** | 0.481*** | 0.461*** | 0.535*** | 0.493*** | 0.858 | |
| ATT | 0.88 | 0.881 | 0.712 | 0.07 | 0.636*** | 0.508*** | 0.630*** | 0.513*** | 0.483*** | 0.84 |
This note outlines key metrics and factors vital for assessing the reliability and validity of the measurement model. The abbreviations provided, such as average variance extracted (AVE), Cronbach’s alpha (α) and construct reliability (CR), serve as essential indicators in this evaluation. The note specifies the constructs under consideration, including perceived Usefulness (PU), perceived ease of use (PEOU), social influence (SI), trust (TRU), perceived risk (PR), ATT (attitude) and INT (intention to adoption); ***p < 0.001, **p < 0.010, *p < 0.050 and † p < 0.100
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