Table 5.

Discriminant validity using the HTMT ratio

Study constructsIntention to adopt emerging technologyEase of useRelative advantagesImproved managementFinancial incentives or subsidiesCompetitive pressureRegulatory constraints
Intention to adopt emerging technology
Ease of use0.19
Relative advantages0.430.61
Improved management0.500.600.65
Financial incentives or subsidies0.360.660.650.76
Competitive pressure0.360.510.610.390.58
Regulatory constraints0.340.870.600.720.510.45
Source(s): Authors’ own work

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