HTMT ratio
| CK | IB | ISA | PB | PR | PS | PV | PK | RE | SE | |
|---|---|---|---|---|---|---|---|---|---|---|
| CK | ||||||||||
| IB | 0.508 | |||||||||
| ISA | 0.528 | 0.677 | ||||||||
| PB | 0.579 | 0.724 | 0.547 | |||||||
| PR | 0.376 | 0.675 | 0.439 | 0.575 | ||||||
| PS | 0.404 | 0.755 | 0.554 | 0.737 | 0.713 | |||||
| PV | 0.487 | 0.575 | 0.651 | 0.515 | 0.351 | 0.478 | ||||
| PK | 0.746 | 0.738 | 0.627 | 0.804 | 0.575 | 0.605 | 0.564 | |||
| RE | 0.373 | 0.721 | 0.506 | 0.536 | 0.535 | 0.655 | 0.587 | 0.465 | ||
| SE | 0.654 | 0.566 | 0.535 | 0.550 | 0.483 | 0.453 | 0.404 | 0.722 | 0.386 |
| CK | IB | ISA | PB | PR | PS | PV | PK | RE | SE | |
|---|---|---|---|---|---|---|---|---|---|---|
| CK | ||||||||||
| IB | 0.508 | |||||||||
| ISA | 0.528 | 0.677 | ||||||||
| PB | 0.579 | 0.724 | 0.547 | |||||||
| PR | 0.376 | 0.675 | 0.439 | 0.575 | ||||||
| PS | 0.404 | 0.755 | 0.554 | 0.737 | 0.713 | |||||
| PV | 0.487 | 0.575 | 0.651 | 0.515 | 0.351 | 0.478 | ||||
| PK | 0.746 | 0.738 | 0.627 | 0.804 | 0.575 | 0.605 | 0.564 | |||
| RE | 0.373 | 0.721 | 0.506 | 0.536 | 0.535 | 0.655 | 0.587 | 0.465 | ||
| SE | 0.654 | 0.566 | 0.535 | 0.550 | 0.483 | 0.453 | 0.404 | 0.722 | 0.386 |
Note(s): CK: Conceptual Knowledge; IB: Behavioral Intention; ISA: Information Security Awareness; PB: Perceived Barriers; PR: Perceived Risk; PS: Perceived threat severity; PV: Perceived Vulnerability; PK: Procedural Knowledge; RE: Response Efficacy; SE: Self-efficacy
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