Table 2

Measurement model: indicator loadings, reliability and convergent validity

VariablesItemsOuter loadingCA > 0.7CR > 0.7AVE >0.5
Effort expectancyEE10.8240.8570.9030.701
EE20.877
EE30.867
EE40.777
Social influenceSI10.9130.9090.9360.786
SI20.909
SI30.841
SI40.881
Performance expectancyPE10.9540.9690.9770.915
PE20.963
PE30.964
PE40.945
Job relevanceJR10.8850.9060.9340.780
JR20.872
JR30.915
JR40.860
Computer self-efficacyCSE10.8670.8660.9090.717
CSE20.911
CSE30.917
CSE40.668

Note(s): CA = Cronbach’s alpha; CR = composite reliability; AVE = average variance extracted

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