Table 3 Discriminant validity... | Emerald Publishing

Table 3

Discriminant validity assessment: HTMT ratios

	Computer self-efficacy	Effort expectancy	Intention to use	Job relevance	Performance expectancy
Effort expectancy	0.499
Intention to use	0.412	0.543
Job relevance	0.549	0.644	0.667
Performance expectancy	0.556	0.678	0.669	0.834
Social influence	0.378	0.449	0.529	0.618	0.538

	Computer self-efficacy	Effort expectancy	Intention to use	Job relevance	Performance expectancy
Effort expectancy	0.499
Intention to use	0.412	0.543
Job relevance	0.549	0.644	0.667
Performance expectancy	0.556	0.678	0.669	0.834
Social influence	0.378	0.449	0.529	0.618	0.538