Results of hypotheses testing [path coefficients]
| Hypotheses | Relationships | Original sample (O) | Sample mean (M) | Standard deviation (STDEV) | t-statistics (|O/STDEV|) | p-values | Result |
|---|---|---|---|---|---|---|---|
| H1 | PEOU → digital payment adoption | 0.680 | 0.680 | 0.014 | 48.736 | 0.000 | Supported |
| H2 | PEOU × trust→ digital payment adoption | 0.074 | 0.073 | 0.010 | 7.252 | 0.000 | Supported |
| H3 | PEOU × perceived risk → perceived usefulness | 0.088 | 0.085 | 0.044 | 2.001 | 0.045 | Supported |
| H4 | Digital payment adoption → customer satisfaction | 0.813 | 0.813 | 0.012 | 65.667 | 0.000 | Supported |
| Mediation hypotheses | |||||||
| H5a | PEOU → digital payment adoption → customer satisfaction | 0.553 | 0.553 | 0.011 | 51.651 | 0.000 | Supported |
| H5b | PEOU → perceived usefulness → digital payment adoption | 0.000 | 0.000 | 0.001 | 0.332 | 0.740 | Not supported |
| Hypotheses | Relationships | Original sample (O) | Sample mean (M) | Standard deviation ( | Result | ||
|---|---|---|---|---|---|---|---|
| 0.680 | 0.680 | 0.014 | 48.736 | 0.000 | Supported | ||
| 0.074 | 0.073 | 0.010 | 7.252 | 0.000 | Supported | ||
| 0.088 | 0.085 | 0.044 | 2.001 | 0.045 | Supported | ||
| Digital payment adoption → customer satisfaction | 0.813 | 0.813 | 0.012 | 65.667 | 0.000 | Supported | |
| 0.553 | 0.553 | 0.011 | 51.651 | 0.000 | Supported | ||
| 0.000 | 0.000 | 0.001 | 0.332 | 0.740 | Not supported | ||
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