Table 2 Determinants of rural household... | Emerald Publishing

Table 2

Determinants of rural household saving in Angul district: dependent variable: total household saving (monthly)

Independent variable	Coefficient	t-value	p-value	Decision
Constant	−872.259	−0.90	0.929	Accepted
Total number of household members	−1010.27	−0.558	0.578	Accepted
Mean age of the household members	189.674	0.930	0.353	Accepted
Mean years of education	−494.680	−0.828	0.410	Accepted
Total family income (monthly)	0.599***	7.754	0.00	Rejected
Number of bank accounts of household members	2524.640*	2.265	0.098	Rejected
Amount of agricultural land (acre)	158.298	0.150	0.881	Accepted
Total family expenses (monthly)	−0.192**	−2.82	0.048	Rejected

Independent variable	Coefficient	t-value	p-value	Decision
Constant	−872.259	−0.90	0.929	Accepted
Total number of household members	−1010.27	−0.558	0.578	Accepted
Mean age of the household members	189.674	0.930	0.353	Accepted
Mean years of education	−494.680	−0.828	0.410	Accepted
Total family income (monthly)	0.599***	7.754	0.00	Rejected
Number of bank accounts of household members	2524.640*	2.265	0.098	Rejected
Amount of agricultural land (acre)	158.298	0.150	0.881	Accepted
Total family expenses (monthly)	−0.192**	−2.82	0.048	Rejected

Note(s): *, ** and ***- Significant at 10%, 5% and 1% levels, respectively

Source(s): Authors’ own calculation