Table 4 Determinants of rural household... | Emerald Publishing

Table 4

Determinants of rural household saving in Jagatsinghpur district: dependent variable: total household saving (monthly)

Independent variable	Coefficient	t-value	p-value	Decision
Constant	3446.361	0.799	0.462	Accepted
Total number of household members	−250.753	−0.335	0.739	Accepted
Mean age of the household members	94.225	0.867	0.388	Accepted
Mean years of education	3.578	0.012	0.990	Accepted
Total family income (monthly)	0.631***	13.395	0.000	Rejected
Number of bank account of household members	−1494.882*	−1.710	0.091	Rejected
Amount of agricultural land (acre)	9.460	0.184	0.854	Accepted
Total family expenses (monthly)	−0.322***	−4.543	0.000	Rejected

Independent variable	Coefficient	t-value	p-value	Decision
Constant	3446.361	0.799	0.462	Accepted
Total number of household members	−250.753	−0.335	0.739	Accepted
Mean age of the household members	94.225	0.867	0.388	Accepted
Mean years of education	3.578	0.012	0.990	Accepted
Total family income (monthly)	0.631***	13.395	0.000	Rejected
Number of bank account of household members	−1494.882*	−1.710	0.091	Rejected
Amount of agricultural land (acre)	9.460	0.184	0.854	Accepted
Total family expenses (monthly)	−0.322***	−4.543	0.000	Rejected

Note(s): *, ** and ***- Significant at 10%, 5% and 1% levels, respectively

Source(s): Authors’ own calculation