Table 6 Determinants of rural household... | Emerald Publishing

Table 6

Determinants of rural household saving in Boudh district dependent variable: total household saving (monthly)

Independent variable	Coefficient	t-value	p-value	Decision
Constant	−900.986	−0.678	0.499	Accepted
Total number of household members	−382.935**	2.287	0.031	Rejected
Mean age of the household members	23.265	1.246	0.215	Accepted
Mean years of education	9.833	0.135	0.893	Accepted
Total family income (monthly)	0.332***	13.848	0.000	Rejected
Number of bank accounts of household members	70.175	0.380	0.705	Accepted
Amount of agricultural land (acre)	125.478	1.251	0.214	Accepted
Total family expenses (monthly)	−0.106*	−2.065	0.099	Accepted

Independent variable	Coefficient	t-value	p-value	Decision
Constant	−900.986	−0.678	0.499	Accepted
Total number of household members	−382.935**	2.287	0.031	Rejected
Mean age of the household members	23.265	1.246	0.215	Accepted
Mean years of education	9.833	0.135	0.893	Accepted
Total family income (monthly)	0.332***	13.848	0.000	Rejected
Number of bank accounts of household members	70.175	0.380	0.705	Accepted
Amount of agricultural land (acre)	125.478	1.251	0.214	Accepted
Total family expenses (monthly)	−0.106*	−2.065	0.099	Accepted

Note(s): *, ** and ***- Significant at 10%, 5% and 1% levels of significance, respectively

Source(s): Authors’ own calculation