Table 10 Determinants of rural household...

Table 10

Determinants of rural household saving in all sample districts of Odisha: dependent variable: total household saving (monthly)

Independent variable	Coefficient	t-value	p-value	Decision
Constant	677.199	0.291	0.771	Accepted
Total number of household members	−218.528	−0.540	0.590	Accepted
Mean age of the household members	14.955	0.371	0.711	Accepted
Mean years of education	166.071	1.352	0.177	Accepted
Total family income (monthly)	0.641***	25.203	0.000	Rejected
Number of bank accounts of household members	−405.392	−0.927	0.354	Accepted
Amount of agricultural land (acre)	10.269	0.242	0.809	Accepted
Total family expenses (monthly)	−0.327***	−6.156	0.000	Rejected

Independent variable	Coefficient	t-value	p-value	Decision
Constant	677.199	0.291	0.771	Accepted
Total number of household members	−218.528	−0.540	0.590	Accepted
Mean age of the household members	14.955	0.371	0.711	Accepted
Mean years of education	166.071	1.352	0.177	Accepted
Total family income (monthly)	0.641***	25.203	0.000	Rejected
Number of bank accounts of household members	−405.392	−0.927	0.354	Accepted
Amount of agricultural land (acre)	10.269	0.242	0.809	Accepted
Total family expenses (monthly)	−0.327***	−6.156	0.000	Rejected

Note(s): *, ** and ***- Significant at 10%, 5% and 1% levels, respectively

Source(s): Authors’ own calculation

Sharing Unavailable