Table 5.

Estimates of indirect paths

Indirect pathsIndirect effectBiasCIs 95%Results
DGC → Perceived risk → Cognitive image0.037**0.000[0.016, 0.064]H4a supported
DGC → Perceived risk → Affective image0.028*0.000[0.010, 0.056]H4b supported
TGC → Perceived risk → Cognitive image0.035**0.000[0.015, 0.059]H5a supported
TGC→ Perceived risk → Affective image0.026**0.000[0.010, 0.050]H5b supported
DSC → Perceived risk → Cognitive image0.087***0.000[0.056, 0.124]H6a supported
DSC → Perceived risk → Affective image0.066**0.000[0.030, 0.106]H6b supported
DGC → Financial risk → Cognitive image0.026*0.012[0.007, 0.053]
TGC→ Financial risk → Cognitive image0.027*0.011[0.008, 0.052]
DSC → Financial risk → Cognitive image0.056**0.017[0.027, 0.091]
DGC → Social psychological risk → Affective image0.027*0.012[0.007, 0.055]
TGC → Social psychological risk → Affective image0.022*0.010[0.005, 0.045]
DSC → Social psychological risk → Affective image0.059**0.022[0.018, 0.103]
Note(s):

*p < 0.05, **p < 0.01 and ***p < 0.001

Source(s): Authors’ own work

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