Table 4

Descriptive statistics (2015M01–2022M12, T = 96)

VariableMeanStd. DevMinMaxSkewnessKurtosisJB (p-value)
NPLA ratio (%)28.556.8218.342.70.412.180.073
Total sector NPL ratio (%)17.224.6111.427.80.582.450.041
Non-agricultural NPL ratio (%)15.384.239.825.10.522.390.053
Agric. loans/total credit (%)4.020.872.65.90.122.310.343
Agric. NPLs/Total NPLs (%)6.581.453.89.70.282.160.143
ΔlnNPLA0.0080.072−0.1840.1960.143.120.827
ΔlnGDPA0.0040.031−0.0680.082−0.082.890.887
INF (%)12.845.727.131.71.424.280
INT (%)18.633.9513.5260.341.890.037
CAR (%)17.453.1811.223.8−0.212.420.354
RECAP0.290.4501
Source(s): Author's computations based on BoG and Ghana statistical service data

or Create an Account

Close Modal
Close Modal